CommunityCare DPC Gold $0 PCP
Starting at
$768
/month before subsidy
CommunityCare DPC Gold $0 PCP is a 2027 Gold HMO health insurance plan from CommunityCare, sold on the ACA Marketplace in Oklahoma under plan ID 98905OK0350001. The monthly premium starts at $768 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $0, and the individual out-of-pocket maximum is $10,000 ($20,000 for a family). After the deductible, coinsurance is 50% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 98905OK0350001
- Plan year
- 2027
- State
- Oklahoma
- Metal level
- Gold
- Plan type
- HMO
- HSA-eligible
- No
Individual Deductible
$0
Family: $0
Out-of-Pocket Max
$10,000
Family: $20,000
Coinsurance
50%
You pay after deductible
Network Type
HMO
OKN004
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$6,370
your estimated cost
- Deductible
- $0
- Copays
- $10
- Coinsurance
- $6,300
Managing type 2 diabetes
A year of routine care
$1,120
your estimated cost
- Deductible
- $0
- Copays
- $900
- Coinsurance
- $200
A simple fracture
ER visit + follow-up
$900
your estimated cost
- Deductible
- $0
- Copays
- $200
- Coinsurance
- $700
Enter your ZIP code first to search nearby doctors.
This Gold HMO plan is designed for people who use healthcare frequently and want predictable costs when they visit the doctor.
Consider this plan if you:
- Have ongoing health conditions requiring regular care
- Take multiple prescription medications
- Prefer lower costs at the time of service
- Want peace of mind with comprehensive coverage
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,601/month
Annual Premium
$9,216
OOP Maximum
$10,000
💡 What this means:
With a $0 deductible, you pay 100% of costs until you've spent that much. After that, you pay 50% (coinsurance) until you hit $10,000 total. Then insurance covers everything else for the year.
More plans from CommunityCare in Oklahoma
- CommunityCare Catastrophicfrom $477/mo
- Ascension St. John Empower Bronze $0 Medical Deductiblefrom $543/mo
- Ascension St. John Empower Bronze $0 PCPfrom $548/mo
- Ascension St. John Empower Expanded Bronze Standardizedfrom $557/mo
- CommunityCare Bronze Prairiefrom $617/mo
- CommunityCare Bronze Tallgrassfrom $619/mo
- CommunityCare DPC Bronze $0 PCPfrom $610/mo
- CommunityCare DPC Expanded Bronze Standardizedfrom $612/mo
Frequently asked questions about CommunityCare DPC Gold $0 PCP
How much does CommunityCare DPC Gold $0 PCP cost per month?
CommunityCare DPC Gold $0 PCP from CommunityCare starts at $768 per month before any subsidy in Oklahoma. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for CommunityCare DPC Gold $0 PCP?
The individual medical deductible is $0. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for CommunityCare DPC Gold $0 PCP?
The most you would pay in a year for covered in-network care is $10,000 for an individual and $20,000 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is CommunityCare DPC Gold $0 PCP HSA-eligible?
No. CommunityCare DPC Gold $0 PCP is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does CommunityCare DPC Gold $0 PCP use?
CommunityCare DPC Gold $0 PCP is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
- The SLCSP benchmark
The Silver plan that sets your subsidy and Form 1095-A
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.