Blue Saver 90/70 $3400
Starting at
$1013
/month before subsidy
Blue Saver 90/70 $3400 is a 2026 Silver PPO health insurance plan from Blue Cross and Blue Shield of Louisiana, sold on the ACA Marketplace in Louisiana under plan ID 97176LA0350003. The monthly premium starts at $1,013 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $3,400 ($6,800 for a family), and the individual out-of-pocket maximum is $8,300 ($16,600 for a family). After the deductible, coinsurance is 10% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 97176LA0350003
- Plan year
- 2026
- State
- Louisiana
- Metal level
- Silver
- Plan type
- PPO
- HSA-eligible
- Yes
Individual Deductible
$3,400
Family: $6,800
Out-of-Pocket Max
$8,300
Family: $16,600
Coinsurance
10%
You pay after deductible
Network Type
PPO
LAN001
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$4,380
your estimated cost
- Deductible
- $3,400
- Copays
- $0
- Coinsurance
- $920
Managing type 2 diabetes
A year of routine care
$3,300
your estimated cost
- Deductible
- $3,240
- Copays
- $0
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,800
your estimated cost
- Deductible
- $2,800
- Copays
- $0
- Coinsurance
- $0
Enter your ZIP code first to search nearby doctors.
This Silver PPO plan offers a balanced approach between monthly premiums and out-of-pocket costs, making it a popular choice for many families.
Consider this plan if you:
- Visit the doctor a few times per year
- Take regular prescription medications
- Want moderate protection against high medical bills
- May qualify for Cost-Sharing Reductions (CSR) to lower deductibles
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,705/month
Annual Premium
$12,156
OOP Maximum
$8,300
💡 What this means:
With a $3,400 deductible, you pay 100% of costs until you've spent that much. After that, you pay 10% (coinsurance) until you hit $8,300 total. Then insurance covers everything else for the year.
More plans from Blue Cross and Blue Shield of Louisiana in Louisiana
- Blue Max 70/50 $6700 with 2 $0 PCP Virtual Visits HSA Eligiblefrom $659/mo
- Blue Max Copay (PCP) 50/50 $7500 Standardized HSA Eligiblefrom $704/mo
- Blue Saver 60/40 $6100from $754/mo
- Blue Max Copay (PCP) 50/50 $3300 with 2 $0 PCP Virtual Visitsfrom $994/mo
- Blue Max Copay (PCP) 60/40 $6000 Standardizedfrom $1002/mo
- Blue Max 80/60 $1500 with 2 $0 PCP Virtual Visitsfrom $955/mo
- Blue Max Copay (PCP) 75/55 $2000 Standardizedfrom $1015/mo
Frequently asked questions about Blue Saver 90/70 $3400
How much does Blue Saver 90/70 $3400 cost per month?
Blue Saver 90/70 $3400 from Blue Cross and Blue Shield of Louisiana starts at $1,013 per month before any subsidy in Louisiana. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Blue Saver 90/70 $3400?
The individual medical deductible is $3,400, and the family deductible is $6,800. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Blue Saver 90/70 $3400?
The most you would pay in a year for covered in-network care is $8,300 for an individual and $16,600 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Blue Saver 90/70 $3400 HSA-eligible?
Yes. Blue Saver 90/70 $3400 is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does Blue Saver 90/70 $3400 use?
Blue Saver 90/70 $3400 is a PPO plan. PPO plans let you see specialists without a referral and use out-of-network providers (at higher cost), offering the most flexibility.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.