Value Gold Standard POS
Starting at
$1022
/month before subsidy
Value Gold Standard POS is a 2026 Gold POS health insurance plan from Issuer 94815, sold on the ACA Marketplace in Connecticut under plan ID 94815CT0050006. The monthly premium starts at $1,022 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $1,200 ($1,200 for a family), and the individual out-of-pocket maximum is $7,375 ($7,375 for a family). After the deductible, coinsurance is 0% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 94815CT0050006
- Plan year
- 2026
- State
- Connecticut
- Metal level
- Gold
- Plan type
- POS
- HSA-eligible
- No
Individual Deductible
$1,200
Family: $1,200
Out-of-Pocket Max
$7,375
Family: $7,375
Coinsurance
0%
You pay after deductible
Network Type
POS
CTN002
Medical Services
Prescription Drugs
Enter your ZIP code first to search nearby doctors.
This Gold POS plan is designed for people who use healthcare frequently and want predictable costs when they visit the doctor.
Consider this plan if you:
- Have ongoing health conditions requiring regular care
- Take multiple prescription medications
- Prefer lower costs at the time of service
- Want peace of mind with comprehensive coverage
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,637/month
Annual Premium
$12,264
OOP Maximum
$7,375
💡 What this means:
With a $1,200 deductible, you pay 100% of costs until you've spent that much. After that, you pay 0% (coinsurance) until you hit $7,375 total. Then insurance covers everything else for the year.
More plans from Issuer 94815 in Connecticut
Frequently asked questions about Value Gold Standard POS
How much does Value Gold Standard POS cost per month?
Value Gold Standard POS from Issuer 94815 starts at $1,022 per month before any subsidy in Connecticut. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Value Gold Standard POS?
The individual medical deductible is $1,200, and the family deductible is $1,200. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Value Gold Standard POS?
The most you would pay in a year for covered in-network care is $7,375 for an individual and $7,375 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Value Gold Standard POS HSA-eligible?
No. Value Gold Standard POS is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does Value Gold Standard POS use?
Value Gold Standard POS is a POS plan. POS plans blend HMO and PPO features: you pick a primary care provider and can go out of network at a higher cost.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.