Everyday Bronze
Starting at
$441
/month before subsidy
Everyday Bronze is a 2026 Expanded_bronze EPO health insurance plan from Ambetter from Louisiana Healthcare Connections, sold on the ACA Marketplace in Louisiana under plan ID 90787LA0010001. The monthly premium starts at $441 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $8,450 ($16,900 for a family), and the individual out-of-pocket maximum is $10,150 ($20,300 for a family). After the deductible, coinsurance is 50% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 90787LA0010001
- Plan year
- 2026
- State
- Louisiana
- Metal level
- Expanded_bronze
- Plan type
- EPO
- HSA-eligible
- Yes
Individual Deductible
$8,450
Family: $16,900
Out-of-Pocket Max
$10,150
Family: $20,300
Coinsurance
50%
You pay after deductible
Network Type
EPO
LAN001
Medical Services
Prescription Drugs
Having a baby
Normal delivery
$9,310
your estimated cost
- Deductible
- $8,450
- Copays
- $600
- Coinsurance
- $200
Managing type 2 diabetes
A year of routine care
$4,720
your estimated cost
- Deductible
- $3,900
- Copays
- $800
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,800
your estimated cost
- Deductible
- $2,500
- Copays
- $300
- Coinsurance
- $0
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Review the plan details above to determine if this plan fits your healthcare needs and budget.
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,287/month
Annual Premium
$5,292
OOP Maximum
$10,150
💡 What this means:
With a $8,450 deductible, you pay 100% of costs until you've spent that much. After that, you pay 50% (coinsurance) until you hit $10,150 total. Then insurance covers everything else for the year.
More plans from Ambetter from Louisiana Healthcare Connections in Louisiana
- Elite Bronzefrom $516/mo
- Elite Bronze + Vision + Adult Dentalfrom $529/mo
- Everyday Bronze + Vision + Adult Dentalfrom $453/mo
- Standard Expanded Bronzefrom $441/mo
- Standard Expanded Bronze + Vision + Adult Dentalfrom $453/mo
- Focused Silverfrom $574/mo
- Focused Silver + Vision + Adult Dentalfrom $589/mo
- Standard Silverfrom $566/mo
Frequently asked questions about Everyday Bronze
How much does Everyday Bronze cost per month?
Everyday Bronze from Ambetter from Louisiana Healthcare Connections starts at $441 per month before any subsidy in Louisiana. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Everyday Bronze?
The individual medical deductible is $8,450, and the family deductible is $16,900. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Everyday Bronze?
The most you would pay in a year for covered in-network care is $10,150 for an individual and $20,300 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Everyday Bronze HSA-eligible?
Yes. Everyday Bronze is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does Everyday Bronze use?
Everyday Bronze is a EPO plan. EPO plans cover in-network care only (except emergencies) and usually do not require referrals to see specialists.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.