Blue Advantage Silver PPO℠ 204
Starting at
$981
/month before subsidy
Blue Advantage Silver PPO℠ 204 is a 2026 Silver PPO health insurance plan from Blue Cross and Blue Shield of Oklahoma, sold on the ACA Marketplace in Oklahoma under plan ID 87571OK0350089. The monthly premium starts at $981 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $1,025 ($2,050 for a family), and the individual out-of-pocket maximum is $10,150 ($20,300 for a family). After the deductible, coinsurance is 50% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 87571OK0350089
- Plan year
- 2026
- State
- Oklahoma
- Metal level
- Silver
- Plan type
- PPO
- HSA-eligible
- No
Individual Deductible
$1,025
Family: $2,050
Out-of-Pocket Max
$10,150
Family: $20,300
Coinsurance
50%
You pay after deductible
Network Type
PPO
OKN008
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$6,860
your estimated cost
- Deductible
- $1,000
- Copays
- $400
- Coinsurance
- $5,400
Managing type 2 diabetes
A year of routine care
$2,020
your estimated cost
- Deductible
- $1,000
- Copays
- $700
- Coinsurance
- $300
A simple fracture
ER visit + follow-up
$2,100
your estimated cost
- Deductible
- $1,000
- Copays
- $400
- Coinsurance
- $700
Enter your ZIP code first to search nearby doctors.
This Silver PPO plan offers a balanced approach between monthly premiums and out-of-pocket costs, making it a popular choice for many families.
Consider this plan if you:
- Visit the doctor a few times per year
- Take regular prescription medications
- Want moderate protection against high medical bills
- May qualify for Cost-Sharing Reductions (CSR) to lower deductibles
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,827/month
Annual Premium
$11,772
OOP Maximum
$10,150
💡 What this means:
With a $1,025 deductible, you pay 100% of costs until you've spent that much. After that, you pay 50% (coinsurance) until you hit $10,150 total. Then insurance covers everything else for the year.
More plans from Blue Cross and Blue Shield of Oklahoma in Oklahoma
- Blue Preferred Security PPO℠ 200from $598/mo
- Blue Preferred Security PPO℠ 200from $885/mo
- Blue Preferred Security PPO℠ 200from $913/mo
- Blue Preferred Security PPO℠ 200from $855/mo
- Blue Preferred Security PPO℠ 200from $822/mo
- Blue Advantage Bronze PPO℠ 202from $579/mo
- Blue Advantage Bronze PPO℠ 202from $585/mo
- Blue Advantage Bronze PPO℠ 202from $610/mo
Frequently asked questions about Blue Advantage Silver PPO℠ 204
How much does Blue Advantage Silver PPO℠ 204 cost per month?
Blue Advantage Silver PPO℠ 204 from Blue Cross and Blue Shield of Oklahoma starts at $981 per month before any subsidy in Oklahoma. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Blue Advantage Silver PPO℠ 204?
The individual medical deductible is $1,025, and the family deductible is $2,050. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Blue Advantage Silver PPO℠ 204?
The most you would pay in a year for covered in-network care is $10,150 for an individual and $20,300 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Blue Advantage Silver PPO℠ 204 HSA-eligible?
No. Blue Advantage Silver PPO℠ 204 is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does Blue Advantage Silver PPO℠ 204 use?
Blue Advantage Silver PPO℠ 204 is a PPO plan. PPO plans let you see specialists without a referral and use out-of-network providers (at higher cost), offering the most flexibility.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.