CareSource (Common Ground Healthcare) Gold $0 Ded - Vision Exam
Starting at
$682
/month before subsidy
CareSource (Common Ground Healthcare) Gold $0 Ded - Vision Exam is a 2026 Gold EPO health insurance plan from CareSource (Common Ground Healthcare), sold on the ACA Marketplace in Wisconsin under plan ID 87416WI0060025. The monthly premium starts at $682 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $0, and the individual out-of-pocket maximum is $9,000 ($18,000 for a family). After the deductible, coinsurance is 20% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 87416WI0060025
- Plan year
- 2026
- State
- Wisconsin
- Metal level
- Gold
- Plan type
- EPO
- HSA-eligible
- No
Individual Deductible
$0
Family: $0
Out-of-Pocket Max
$9,000
Family: $18,000
Coinsurance
20%
You pay after deductible
Network Type
EPO
WIN001
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$2,960
your estimated cost
- Deductible
- $0
- Copays
- $700
- Coinsurance
- $2,200
Managing type 2 diabetes
A year of routine care
$1,120
your estimated cost
- Deductible
- $0
- Copays
- $900
- Coinsurance
- $200
A simple fracture
ER visit + follow-up
$1,300
your estimated cost
- Deductible
- $0
- Copays
- $1,000
- Coinsurance
- $300
Enter your ZIP code first to search nearby doctors.
This Gold EPO plan is designed for people who use healthcare frequently and want predictable costs when they visit the doctor.
Consider this plan if you:
- Have ongoing health conditions requiring regular care
- Take multiple prescription medications
- Prefer lower costs at the time of service
- Want peace of mind with comprehensive coverage
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,432/month
Annual Premium
$8,184
OOP Maximum
$9,000
💡 What this means:
With a $0 deductible, you pay 100% of costs until you've spent that much. After that, you pay 20% (coinsurance) until you hit $9,000 total. Then insurance covers everything else for the year.
More plans from CareSource (Common Ground Healthcare) in Wisconsin
- CareSource (Common Ground Healthcare) Bronze $0 Ded / $2500 Rx Dedfrom $469/mo
- CareSource (Common Ground Healthcare) Bronze $0 Ded / $2500 Rx Ded - Vision Examfrom $470/mo
- CareSource (Common Ground Healthcare) Bronze $9600 ($45 PCP Copay)from $448/mo
- CareSource (Common Ground Healthcare) Bronze $9600 ($45 PCP Copay) - Vision Examfrom $449/mo
- CareSource (Common Ground Healthcare) Bronze Standard $7500from $448/mo
- CareSource (Common Ground Healthcare) Bronze Standard $7500 - Vision Examfrom $449/mo
- CareSource (Common Ground Healthcare) Silver $4700 Ded / $5000 Rx Dedfrom $546/mo
- CareSource (Common Ground Healthcare) Silver $4700 Ded / $5000 Rx Ded - Vision Examfrom $547/mo
Frequently asked questions about CareSource (Common Ground Healthcare) Gold $0 Ded - Vision Exam
How much does CareSource (Common Ground Healthcare) Gold $0 Ded - Vision Exam cost per month?
CareSource (Common Ground Healthcare) Gold $0 Ded - Vision Exam from CareSource (Common Ground Healthcare) starts at $682 per month before any subsidy in Wisconsin. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for CareSource (Common Ground Healthcare) Gold $0 Ded - Vision Exam?
The individual medical deductible is $0. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for CareSource (Common Ground Healthcare) Gold $0 Ded - Vision Exam?
The most you would pay in a year for covered in-network care is $9,000 for an individual and $18,000 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is CareSource (Common Ground Healthcare) Gold $0 Ded - Vision Exam HSA-eligible?
No. CareSource (Common Ground Healthcare) Gold $0 Ded - Vision Exam is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does CareSource (Common Ground Healthcare) Gold $0 Ded - Vision Exam use?
CareSource (Common Ground Healthcare) Gold $0 Ded - Vision Exam is a EPO plan. EPO plans cover in-network care only (except emergencies) and usually do not require referrals to see specialists.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.