[MVP VT Plus] Silver 1
Starting at
$1299
/month before subsidy
[MVP VT Plus] Silver 1 is a 2026 Silver HMO health insurance plan from Issuer 77566, sold on the ACA Marketplace in Vermont under plan ID 77566VT0040007. The monthly premium starts at $1,299 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $2,600 ($2,600 for a family), and the individual out-of-pocket maximum is $8,000 ($8,000 for a family). After the deductible, coinsurance is 50% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 77566VT0040007
- Plan year
- 2026
- State
- Vermont
- Metal level
- Silver
- Plan type
- HMO
- HSA-eligible
- No
Individual Deductible
$2,600
Family: $2,600
Out-of-Pocket Max
$8,000
Family: $8,000
Coinsurance
50%
You pay after deductible
Network Type
HMO
VTN001
Medical Services
Prescription Drugs
Enter your ZIP code first to search nearby doctors.
This Silver HMO plan offers a balanced approach between monthly premiums and out-of-pocket costs, making it a popular choice for many families.
Consider this plan if you:
- Visit the doctor a few times per year
- Take regular prescription medications
- Want moderate protection against high medical bills
- May qualify for Cost-Sharing Reductions (CSR) to lower deductibles
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,966/month
Annual Premium
$15,588
OOP Maximum
$8,000
💡 What this means:
With a $2,600 deductible, you pay 100% of costs until you've spent that much. After that, you pay 50% (coinsurance) until you hit $8,000 total. Then insurance covers everything else for the year.
More plans from Issuer 77566 in Vermont
Frequently asked questions about [MVP VT Plus] Silver 1
How much does [MVP VT Plus] Silver 1 cost per month?
[MVP VT Plus] Silver 1 from Issuer 77566 starts at $1,299 per month before any subsidy in Vermont. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for [MVP VT Plus] Silver 1?
The individual medical deductible is $2,600, and the family deductible is $2,600. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for [MVP VT Plus] Silver 1?
The most you would pay in a year for covered in-network care is $8,000 for an individual and $8,000 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is [MVP VT Plus] Silver 1 HSA-eligible?
No. [MVP VT Plus] Silver 1 is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does [MVP VT Plus] Silver 1 use?
[MVP VT Plus] Silver 1 is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.