NHP Select 7100/14200 HSA
Starting at
$367
/month before subsidy
NHP Select 7100/14200 HSA is a 2026 Expanded_bronze HMO health insurance plan from Issuer 77514, sold on the ACA Marketplace in Rhode Island under plan ID 77514RI0010006. The monthly premium starts at $367 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $7,100 ($7,100 for a family), and the individual out-of-pocket maximum is $9,100 ($9,100 for a family). After the deductible, coinsurance is 30% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 77514RI0010006
- Plan year
- 2026
- State
- Rhode Island
- Metal level
- Expanded_bronze
- Plan type
- HMO
- HSA-eligible
- Yes
Individual Deductible
$7,100
Family: $7,100
Out-of-Pocket Max
$9,100
Family: $9,100
Coinsurance
30%
You pay after deductible
Network Type
HMO
RIN001
Medical Services
Prescription Drugs
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Review the plan details above to determine if this plan fits your healthcare needs and budget.
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,125/month
Annual Premium
$4,404
OOP Maximum
$9,100
💡 What this means:
With a $7,100 deductible, you pay 100% of costs until you've spent that much. After that, you pay 30% (coinsurance) until you hit $9,100 total. Then insurance covers everything else for the year.
More plans from Issuer 77514 in Rhode Island
Frequently asked questions about NHP Select 7100/14200 HSA
How much does NHP Select 7100/14200 HSA cost per month?
NHP Select 7100/14200 HSA from Issuer 77514 starts at $367 per month before any subsidy in Rhode Island. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for NHP Select 7100/14200 HSA?
The individual medical deductible is $7,100, and the family deductible is $7,100. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for NHP Select 7100/14200 HSA?
The most you would pay in a year for covered in-network care is $9,100 for an individual and $9,100 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is NHP Select 7100/14200 HSA HSA-eligible?
Yes. NHP Select 7100/14200 HSA is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does NHP Select 7100/14200 HSA use?
NHP Select 7100/14200 HSA is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.