Expanded_bronzePPOHSA Eligible

my Blue Access Select PPO Bronze 9200

Highmark Blue Cross Blue Shield Delaware

Starting at

$578

/month before subsidy

Key facts

my Blue Access Select PPO Bronze 9200 is a 2026 Expanded_bronze PPO health insurance plan from Highmark Blue Cross Blue Shield Delaware, sold on the ACA Marketplace in Delaware under plan ID 76168DE0690008. The monthly premium starts at $578 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $9,200 ($18,400 for a family), and the individual out-of-pocket maximum is $9,200 ($18,400 for a family). After the deductible, coinsurance is 0% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.

Plan ID
76168DE0690008
Plan year
2026
State
Delaware
Metal level
Expanded_bronze
Plan type
PPO
HSA-eligible
Yes

Individual Deductible

$9,200

Family: $18,400

Out-of-Pocket Max

$9,200

Family: $18,400

Coinsurance

0%

You pay after deductible

Network Type

PPO

DEN001

Cost Sharing
What you pay for common services (after deductible unless noted)

Medical Services

Primary Care VisitNo Charge after deductible
Specialist VisitNo Charge after deductible
Urgent CareNo Charge after deductible
Emergency RoomNo Charge after deductible

Prescription Drugs

Generic DrugsNo Charge after deductible
Brand Name DrugsNo Charge after deductible
Specialty DrugsNo Charge after deductible
CMS Quality Rating
The federal government's star rating for this plan, based on clinical data and member surveys — the same rating shown on HealthCare.gov.
4.0overall
Medical care

How well doctors manage and coordinate care

Member experience
Not rated

Member-survey satisfaction with the plan

Plan administration

Customer service, billing, and access to information

What you'd typically pay
Standardized coverage examples from this plan's official Summary of Benefits & Coverage — your estimated out-of-pocket cost in three common situations (in-network).

Having a baby

Normal delivery

$9,260

your estimated cost

Deductible
$9,200
Copays
$0
Coinsurance
$0

Managing type 2 diabetes

A year of routine care

$5,420

your estimated cost

Deductible
$5,400
Copays
$0
Coinsurance
$0

A simple fracture

ER visit + follow-up

$2,800

your estimated cost

Deductible
$2,800
Copays
$0
Coinsurance
$0
Is your medication or doctor covered?
Check this plan against your prescriptions and providers, using live data from the federal Marketplace (CMS). Always confirm with the insurer before enrolling.
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Official Plan Documents
Published by Highmark Blue Cross Blue Shield Delaware. These are the authoritative source for coverage details.
Who This Plan Is Best For

Review the plan details above to determine if this plan fits your healthcare needs and budget.

This summary is generated based on plan attributes for educational purposes only.

Worst-Case Monthly Cost
What you'd pay if you hit your out-of-pocket maximum

If you max out this year

$1,345/month

Annual Premium

$6,936

OOP Maximum

$9,200

💡 What this means:

With a $9,200 deductible, you pay 100% of costs until you've spent that much. After that, you pay 0% (coinsurance) until you hit $9,200 total. Then insurance covers everything else for the year.

More plans from Highmark Blue Cross Blue Shield Delaware in Delaware

View all Marketplace plans in Delaware

Frequently asked questions about my Blue Access Select PPO Bronze 9200

How much does my Blue Access Select PPO Bronze 9200 cost per month?

my Blue Access Select PPO Bronze 9200 from Highmark Blue Cross Blue Shield Delaware starts at $578 per month before any subsidy in Delaware. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.

What is the deductible for my Blue Access Select PPO Bronze 9200?

The individual medical deductible is $9,200, and the family deductible is $18,400. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.

What is the out-of-pocket maximum for my Blue Access Select PPO Bronze 9200?

The most you would pay in a year for covered in-network care is $9,200 for an individual and $18,400 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.

Is my Blue Access Select PPO Bronze 9200 HSA-eligible?

Yes. my Blue Access Select PPO Bronze 9200 is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.

What type of network does my Blue Access Select PPO Bronze 9200 use?

my Blue Access Select PPO Bronze 9200 is a PPO plan. PPO plans let you see specialists without a referral and use out-of-network providers (at higher cost), offering the most flexibility.

Understand what you'd actually pay

Important Notice

Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.