Silver AH
Starting at
$804
/month before subsidy
Silver AH is a 2026 Silver PPO health insurance plan from Arkansas Blue Cross and Blue Shield, sold on the ACA Marketplace in Arkansas under plan ID 75293AR1200004. The monthly premium starts at $804 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $6,350 ($12,700 for a family), and the individual out-of-pocket maximum is $6,550 ($13,100 for a family). After the deductible, coinsurance is 30% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 75293AR1200004
- Plan year
- 2026
- State
- Arkansas
- Metal level
- Silver
- Plan type
- PPO
- HSA-eligible
- No
Individual Deductible
$6,350
Family: $12,700
Out-of-Pocket Max
$6,550
Family: $13,100
Coinsurance
30%
You pay after deductible
Network Type
PPO
ARN001
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$6,590
your estimated cost
- Deductible
- $4,650
- Copays
- $0
- Coinsurance
- $1,900
Managing type 2 diabetes
A year of routine care
$6,610
your estimated cost
- Deductible
- $6,350
- Copays
- $200
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$1,900
your estimated cost
- Deductible
- $1,900
- Copays
- $0
- Coinsurance
- $0
Enter your ZIP code first to search nearby doctors.
This Silver PPO plan offers a balanced approach between monthly premiums and out-of-pocket costs, making it a popular choice for many families.
Consider this plan if you:
- Visit the doctor a few times per year
- Take regular prescription medications
- Want moderate protection against high medical bills
- May qualify for Cost-Sharing Reductions (CSR) to lower deductibles
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,350/month
Annual Premium
$9,648
OOP Maximum
$6,550
💡 What this means:
With a $6,350 deductible, you pay 100% of costs until you've spent that much. After that, you pay 30% (coinsurance) until you hit $6,550 total. Then insurance covers everything else for the year.
More plans from Arkansas Blue Cross and Blue Shield in Arkansas
Frequently asked questions about Silver AH
How much does Silver AH cost per month?
Silver AH from Arkansas Blue Cross and Blue Shield starts at $804 per month before any subsidy in Arkansas. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Silver AH?
The individual medical deductible is $6,350, and the family deductible is $12,700. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Silver AH?
The most you would pay in a year for covered in-network care is $6,550 for an individual and $13,100 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Silver AH HSA-eligible?
No. Silver AH is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does Silver AH use?
Silver AH is a PPO plan. PPO plans let you see specialists without a referral and use out-of-network providers (at higher cost), offering the most flexibility.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.