UHC Sanitas 18 Bronze Value ($0 Virtual Urgent Care, HSA, $0 Insulin)
Starting at
$584
/month before subsidy
UHC Sanitas 18 Bronze Value ($0 Virtual Urgent Care, HSA, $0 Insulin) is a 2027 Expanded_bronze HMO health insurance plan from UnitedHealthcare, sold on the ACA Marketplace in Texas under plan ID 70754TX0020010. The monthly premium starts at $584 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $9,150 ($18,300 for a family), and the individual out-of-pocket maximum is $12,000 ($24,000 for a family). After the deductible, coinsurance is 50% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 70754TX0020010
- Plan year
- 2027
- State
- Texas
- Metal level
- Expanded_bronze
- Plan type
- HMO
- HSA-eligible
- Yes
Individual Deductible
$9,150
Family: $18,300
Out-of-Pocket Max
$12,000
Family: $24,000
Coinsurance
50%
You pay after deductible
Network Type
HMO
TXN011
Medical Services
Prescription Drugs
Having a baby
Normal delivery
$10,010
your estimated cost
- Deductible
- $9,150
- Copays
- $400
- Coinsurance
- $400
Managing type 2 diabetes
A year of routine care
$900
your estimated cost
- Deductible
- $500
- Copays
- $400
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,800
your estimated cost
- Deductible
- $2,600
- Copays
- $200
- Coinsurance
- $0
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Review the plan details above to determine if this plan fits your healthcare needs and budget.
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,584/month
Annual Premium
$7,008
OOP Maximum
$12,000
💡 What this means:
With a $9,150 deductible, you pay 100% of costs until you've spent that much. After that, you pay 50% (coinsurance) until you hit $12,000 total. Then insurance covers everything else for the year.
More plans from UnitedHealthcare in Texas
- UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin)from $523/mo
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- UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision)from $598/mo
- UHC Bronze Standard (HSA, $0 Insulin)from $539/mo
- UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision)from $554/mo
- UHC Kelsey Seybold Bronze Copay Focus $0 Indiv Med Ded (HSA, $0 Insulin)from $587/mo
- UHC Kelsey Seybold Bronze Copay Focus+ $0 Indiv Med Ded (HSA, $0 Insulin, Dental + Vision)from $602/mo
- UHC Sanitas 18 Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin)from $637/mo
Frequently asked questions about UHC Sanitas 18 Bronze Value ($0 Virtual Urgent Care, HSA, $0 Insulin)
How much does UHC Sanitas 18 Bronze Value ($0 Virtual Urgent Care, HSA, $0 Insulin) cost per month?
UHC Sanitas 18 Bronze Value ($0 Virtual Urgent Care, HSA, $0 Insulin) from UnitedHealthcare starts at $584 per month before any subsidy in Texas. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for UHC Sanitas 18 Bronze Value ($0 Virtual Urgent Care, HSA, $0 Insulin)?
The individual medical deductible is $9,150, and the family deductible is $18,300. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for UHC Sanitas 18 Bronze Value ($0 Virtual Urgent Care, HSA, $0 Insulin)?
The most you would pay in a year for covered in-network care is $12,000 for an individual and $24,000 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is UHC Sanitas 18 Bronze Value ($0 Virtual Urgent Care, HSA, $0 Insulin) HSA-eligible?
Yes. UHC Sanitas 18 Bronze Value ($0 Virtual Urgent Care, HSA, $0 Insulin) is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does UHC Sanitas 18 Bronze Value ($0 Virtual Urgent Care, HSA, $0 Insulin) use?
UHC Sanitas 18 Bronze Value ($0 Virtual Urgent Care, HSA, $0 Insulin) is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
- The SLCSP benchmark
The Silver plan that sets your subsidy and Form 1095-A
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.