Value Benchmark Platinum Standardized Plan
Starting at
$1110
/month before subsidy
Value Benchmark Platinum Standardized Plan is a 2026 Platinum HMO health insurance plan from Select Health, sold on the ACA Marketplace in Utah under plan ID 68781UT0200038. The monthly premium starts at $1,110 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $0, and the individual out-of-pocket maximum is $5,200 ($10,400 for a family). After the deductible, coinsurance is 0% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 68781UT0200038
- Plan year
- 2026
- State
- Utah
- Metal level
- Platinum
- Plan type
- HMO
- HSA-eligible
- No
Individual Deductible
$0
Family: $0
Out-of-Pocket Max
$5,200
Family: $10,400
Coinsurance
0%
You pay after deductible
Network Type
HMO
UTN002
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Not rated
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$1,660
your estimated cost
- Deductible
- $0
- Copays
- $1,300
- Coinsurance
- $300
Managing type 2 diabetes
A year of routine care
$1,020
your estimated cost
- Deductible
- $0
- Copays
- $1,000
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$700
your estimated cost
- Deductible
- $0
- Copays
- $500
- Coinsurance
- $200
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This Platinum HMO plan is designed for people who use healthcare frequently and want predictable costs when they visit the doctor.
Consider this plan if you:
- Have ongoing health conditions requiring regular care
- Take multiple prescription medications
- Prefer lower costs at the time of service
- Want peace of mind with comprehensive coverage
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,543/month
Annual Premium
$13,320
OOP Maximum
$5,200
💡 What this means:
With a $0 deductible, you pay 100% of costs until you've spent that much. After that, you pay 0% (coinsurance) until you hit $5,200 total. Then insurance covers everything else for the year.
More plans from Select Health in Utah
- Med Benchmark Expanded Bronze Select Copay Planfrom $559/mo
- Med Benchmark Expanded Bronze Standardized Planfrom $636/mo
- Value Benchmark Expanded Bronze Select Copay Planfrom $494/mo
- Value Expanded Bronze 6900 Medical Deductiblefrom $472/mo
- Med Benchmark Silver 6000 Medical Deductible w/Visionfrom $633/mo
- Med Benchmark Silver Standardized Planfrom $805/mo
- Signature Benchmark Silver 5900 Medical Deductiblefrom $559/mo
- Signature Benchmark Silver Standardized Planfrom $693/mo
Frequently asked questions about Value Benchmark Platinum Standardized Plan
How much does Value Benchmark Platinum Standardized Plan cost per month?
Value Benchmark Platinum Standardized Plan from Select Health starts at $1,110 per month before any subsidy in Utah. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Value Benchmark Platinum Standardized Plan?
The individual medical deductible is $0. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Value Benchmark Platinum Standardized Plan?
The most you would pay in a year for covered in-network care is $5,200 for an individual and $10,400 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Value Benchmark Platinum Standardized Plan HSA-eligible?
No. Value Benchmark Platinum Standardized Plan is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does Value Benchmark Platinum Standardized Plan use?
Value Benchmark Platinum Standardized Plan is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.