Signature Benchmark Gold
Starting at
$646
/month before subsidy
Signature Benchmark Gold is a 2026 Gold HMO health insurance plan from Select Health, sold on the ACA Marketplace in Utah under plan ID 68781UT0200030. The monthly premium starts at $646 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $0, and the individual out-of-pocket maximum is $8,950 ($17,900 for a family). After the deductible, coinsurance is 30% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 68781UT0200030
- Plan year
- 2026
- State
- Utah
- Metal level
- Gold
- Plan type
- HMO
- HSA-eligible
- No
Individual Deductible
$0
Family: $0
Out-of-Pocket Max
$8,950
Family: $17,900
Coinsurance
30%
You pay after deductible
Network Type
HMO
UTN003
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Not rated
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$3,470
your estimated cost
- Deductible
- $0
- Copays
- $10
- Coinsurance
- $3,400
Managing type 2 diabetes
A year of routine care
$520
your estimated cost
- Deductible
- $0
- Copays
- $300
- Coinsurance
- $200
A simple fracture
ER visit + follow-up
$1,000
your estimated cost
- Deductible
- $0
- Copays
- $400
- Coinsurance
- $600
Enter your ZIP code first to search nearby doctors.
This Gold HMO plan is designed for people who use healthcare frequently and want predictable costs when they visit the doctor.
Consider this plan if you:
- Have ongoing health conditions requiring regular care
- Take multiple prescription medications
- Prefer lower costs at the time of service
- Want peace of mind with comprehensive coverage
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,392/month
Annual Premium
$7,752
OOP Maximum
$8,950
💡 What this means:
With a $0 deductible, you pay 100% of costs until you've spent that much. After that, you pay 30% (coinsurance) until you hit $8,950 total. Then insurance covers everything else for the year.
More plans from Select Health in Utah
- Med Benchmark Expanded Bronze Select Copay Planfrom $559/mo
- Med Benchmark Expanded Bronze Standardized Planfrom $636/mo
- Value Benchmark Expanded Bronze Select Copay Planfrom $494/mo
- Value Expanded Bronze 6900 Medical Deductiblefrom $472/mo
- Med Benchmark Silver 6000 Medical Deductible w/Visionfrom $633/mo
- Med Benchmark Silver Standardized Planfrom $805/mo
- Signature Benchmark Silver 5900 Medical Deductiblefrom $559/mo
- Signature Benchmark Silver Standardized Planfrom $693/mo
Frequently asked questions about Signature Benchmark Gold
How much does Signature Benchmark Gold cost per month?
Signature Benchmark Gold from Select Health starts at $646 per month before any subsidy in Utah. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Signature Benchmark Gold?
The individual medical deductible is $0. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Signature Benchmark Gold?
The most you would pay in a year for covered in-network care is $8,950 for an individual and $17,900 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Signature Benchmark Gold HSA-eligible?
No. Signature Benchmark Gold is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does Signature Benchmark Gold use?
Signature Benchmark Gold is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.