Value Benchmark Silver 5900 Medical Deductible
Starting at
$574
/month before subsidy
Value Benchmark Silver 5900 Medical Deductible is a 2026 Silver HMO health insurance plan from Select Health, sold on the ACA Marketplace in Utah under plan ID 68781UT0200007. The monthly premium starts at $574 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $5,900 ($11,800 for a family), and the individual out-of-pocket maximum is $9,500 ($19,000 for a family). After the deductible, coinsurance is 50% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 68781UT0200007
- Plan year
- 2026
- State
- Utah
- Metal level
- Silver
- Plan type
- HMO
- HSA-eligible
- No
Individual Deductible
$5,900
Family: $11,800
Out-of-Pocket Max
$9,500
Family: $19,000
Coinsurance
50%
You pay after deductible
Network Type
HMO
UTN002
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Not rated
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$9,460
your estimated cost
- Deductible
- $5,900
- Copays
- $900
- Coinsurance
- $2,600
Managing type 2 diabetes
A year of routine care
$1,320
your estimated cost
- Deductible
- $800
- Copays
- $500
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,400
your estimated cost
- Deductible
- $2,000
- Copays
- $400
- Coinsurance
- $0
Enter your ZIP code first to search nearby doctors.
This Silver HMO plan offers a balanced approach between monthly premiums and out-of-pocket costs, making it a popular choice for many families.
Consider this plan if you:
- Visit the doctor a few times per year
- Take regular prescription medications
- Want moderate protection against high medical bills
- May qualify for Cost-Sharing Reductions (CSR) to lower deductibles
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,366/month
Annual Premium
$6,888
OOP Maximum
$9,500
💡 What this means:
With a $5,900 deductible, you pay 100% of costs until you've spent that much. After that, you pay 50% (coinsurance) until you hit $9,500 total. Then insurance covers everything else for the year.
More plans from Select Health in Utah
- Med Benchmark Expanded Bronze Select Copay Planfrom $559/mo
- Med Benchmark Expanded Bronze Standardized Planfrom $636/mo
- Value Benchmark Expanded Bronze Select Copay Planfrom $494/mo
- Value Expanded Bronze 6900 Medical Deductiblefrom $472/mo
- Med Benchmark Silver 6000 Medical Deductible w/Visionfrom $633/mo
- Med Benchmark Silver Standardized Planfrom $805/mo
- Signature Benchmark Silver 5900 Medical Deductiblefrom $559/mo
- Signature Benchmark Silver Standardized Planfrom $693/mo
Frequently asked questions about Value Benchmark Silver 5900 Medical Deductible
How much does Value Benchmark Silver 5900 Medical Deductible cost per month?
Value Benchmark Silver 5900 Medical Deductible from Select Health starts at $574 per month before any subsidy in Utah. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Value Benchmark Silver 5900 Medical Deductible?
The individual medical deductible is $5,900, and the family deductible is $11,800. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Value Benchmark Silver 5900 Medical Deductible?
The most you would pay in a year for covered in-network care is $9,500 for an individual and $19,000 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Value Benchmark Silver 5900 Medical Deductible HSA-eligible?
No. Value Benchmark Silver 5900 Medical Deductible is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does Value Benchmark Silver 5900 Medical Deductible use?
Value Benchmark Silver 5900 Medical Deductible is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.