Gold Elite+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and More $0 Benefits
Starting at
$724
/month before subsidy
Gold Elite+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and More $0 Benefits is a 2027 Gold HMO health insurance plan from Antidote Health Plan of Arizona, Inc., sold on the ACA Marketplace in Arizona under plan ID 68445AZ0010231. The monthly premium starts at $724 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $3,000 ($6,000 for a family), and the individual out-of-pocket maximum is $9,000 ($18,000 for a family). After the deductible, coinsurance is 20% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 68445AZ0010231
- Plan year
- 2027
- State
- Arizona
- Metal level
- Gold
- Plan type
- HMO
- HSA-eligible
- No
Individual Deductible
$3,000
Family: $6,000
Out-of-Pocket Max
$9,000
Family: $18,000
Coinsurance
20%
You pay after deductible
Network Type
HMO
AZN001
Medical Services
Prescription Drugs
Having a baby
Normal delivery
$4,360
your estimated cost
- Deductible
- $3,000
- Copays
- $160
- Coinsurance
- $1,200
Managing type 2 diabetes
A year of routine care
$20
your estimated cost
- Deductible
- $0
- Copays
- $20
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,320
your estimated cost
- Deductible
- $2,100
- Copays
- $220
- Coinsurance
- $0
Enter your ZIP code first to search nearby doctors.
This Gold HMO plan is designed for people who use healthcare frequently and want predictable costs when they visit the doctor.
Consider this plan if you:
- Have ongoing health conditions requiring regular care
- Take multiple prescription medications
- Prefer lower costs at the time of service
- Want peace of mind with comprehensive coverage
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,474/month
Annual Premium
$8,688
OOP Maximum
$9,000
💡 What this means:
With a $3,000 deductible, you pay 100% of costs until you've spent that much. After that, you pay 20% (coinsurance) until you hit $9,000 total. Then insurance covers everything else for the year.
More plans from Antidote Health Plan of Arizona, Inc. in Arizona
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- Bronze Enhanced Diabetes Unlimited $0 Antidote PCP/Urgent Virtual Visits and Select $0 Insulinfrom $388/mo
- Bronze Enhanced Diabetes+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and Select $0 Insulinfrom $401/mo
- Bronze Complete Unlimited $0 Antidote PCP/Urgent Virtual Visits and 4 $0 Tier-1 PCP Visits Includedfrom $389/mo
- Bronze Complete+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and 4 $0 Tier-1 PCP Visits Includedfrom $401/mo
- Bronze Elite Unlimited $0 Antidote PCP/Urgent Virtual Visits and More $0 Benefitsfrom $426/mo
Frequently asked questions about Gold Elite+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and More $0 Benefits
How much does Gold Elite+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and More $0 Benefits cost per month?
Gold Elite+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and More $0 Benefits from Antidote Health Plan of Arizona, Inc. starts at $724 per month before any subsidy in Arizona. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Gold Elite+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and More $0 Benefits?
The individual medical deductible is $3,000, and the family deductible is $6,000. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Gold Elite+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and More $0 Benefits?
The most you would pay in a year for covered in-network care is $9,000 for an individual and $18,000 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Gold Elite+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and More $0 Benefits HSA-eligible?
No. Gold Elite+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and More $0 Benefits is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does Gold Elite+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and More $0 Benefits use?
Gold Elite+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and More $0 Benefits is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
- The SLCSP benchmark
The Silver plan that sets your subsidy and Form 1095-A
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.