AmeriHealth Caritas Next Bronze Premier + No Referrals
Starting at
$514
/month before subsidy
AmeriHealth Caritas Next Bronze Premier + No Referrals is a 2026 Expanded_bronze HMO health insurance plan from AmeriHealth Caritas Next, sold on the ACA Marketplace in Florida under plan ID 67926FL0010006. The monthly premium starts at $514 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $3,850 ($7,700 for a family), and the individual out-of-pocket maximum is $10,600 ($21,200 for a family). After the deductible, coinsurance is 50% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 67926FL0010006
- Plan year
- 2026
- State
- Florida
- Metal level
- Expanded_bronze
- Plan type
- HMO
- HSA-eligible
- Yes
Individual Deductible
$3,850
Family: $7,700
Out-of-Pocket Max
$10,600
Family: $21,200
Coinsurance
50%
You pay after deductible
Network Type
HMO
FLN001
Medical Services
Prescription Drugs
Having a baby
Normal delivery
$7,020
your estimated cost
- Deductible
- $3,850
- Copays
- $70
- Coinsurance
- $3,100
Managing type 2 diabetes
A year of routine care
$4,560
your estimated cost
- Deductible
- $3,850
- Copays
- $700
- Coinsurance
- $10
A simple fracture
ER visit + follow-up
$2,700
your estimated cost
- Deductible
- $2,300
- Copays
- $400
- Coinsurance
- $0
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Review the plan details above to determine if this plan fits your healthcare needs and budget.
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,397/month
Annual Premium
$6,168
OOP Maximum
$10,600
💡 What this means:
With a $3,850 deductible, you pay 100% of costs until you've spent that much. After that, you pay 50% (coinsurance) until you hit $10,600 total. Then insurance covers everything else for the year.
More plans from AmeriHealth Caritas Next in Florida
- AmeriHealth Caritas Next Bronze Essential + No Referralsfrom $511/mo
- AmeriHealth Caritas Next Bronze Signature + No Referralsfrom $514/mo
- AmeriHealth Caritas Next Silver Essential + No Referralsfrom $663/mo
- AmeriHealth Caritas Next Silver Premier + No Referralsfrom $724/mo
- AmeriHealth Caritas Next Silver Signature + No Referralsfrom $689/mo
- AmeriHealth Caritas Next Gold Premier + No Referralsfrom $770/mo
- AmeriHealth Caritas Next Gold Signature + No Referralsfrom $748/mo
Frequently asked questions about AmeriHealth Caritas Next Bronze Premier + No Referrals
How much does AmeriHealth Caritas Next Bronze Premier + No Referrals cost per month?
AmeriHealth Caritas Next Bronze Premier + No Referrals from AmeriHealth Caritas Next starts at $514 per month before any subsidy in Florida. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for AmeriHealth Caritas Next Bronze Premier + No Referrals?
The individual medical deductible is $3,850, and the family deductible is $7,700. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for AmeriHealth Caritas Next Bronze Premier + No Referrals?
The most you would pay in a year for covered in-network care is $10,600 for an individual and $21,200 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is AmeriHealth Caritas Next Bronze Premier + No Referrals HSA-eligible?
Yes. AmeriHealth Caritas Next Bronze Premier + No Referrals is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does AmeriHealth Caritas Next Bronze Premier + No Referrals use?
AmeriHealth Caritas Next Bronze Premier + No Referrals is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.