Bronze Simple
Starting at
$570
/month before subsidy
Bronze Simple is a 2027 Expanded_bronze HMO health insurance plan from Oscar Health Plan, Inc., sold on the ACA Marketplace in South Carolina under plan ID 59798SC0010021. The monthly premium starts at $570 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $9,150 ($18,300 for a family), and the individual out-of-pocket maximum is $12,000 ($24,000 for a family). After the deductible, coinsurance is 10% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 59798SC0010021
- Plan year
- 2027
- State
- South Carolina
- Metal level
- Expanded_bronze
- Plan type
- HMO
- HSA-eligible
- Yes
Individual Deductible
$9,150
Family: $18,300
Out-of-Pocket Max
$12,000
Family: $24,000
Coinsurance
10%
You pay after deductible
Network Type
HMO
SCN001
Medical Services
Prescription Drugs
Having a baby
Normal delivery
$9,350
your estimated cost
- Deductible
- $9,150
- Copays
- $0
- Coinsurance
- $200
Managing type 2 diabetes
A year of routine care
$5,190
your estimated cost
- Deductible
- $5,100
- Copays
- $90
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,800
your estimated cost
- Deductible
- $2,800
- Copays
- $0
- Coinsurance
- $0
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Review the plan details above to determine if this plan fits your healthcare needs and budget.
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,570/month
Annual Premium
$6,840
OOP Maximum
$12,000
💡 What this means:
With a $9,150 deductible, you pay 100% of costs until you've spent that much. After that, you pay 10% (coinsurance) until you hit $12,000 total. Then insurance covers everything else for the year.
More plans from Oscar Health Plan, Inc. in South Carolina
- Bronze Classic Standardfrom $591/mo
- Bronze Elite + PCP Saver Plusfrom $615/mo
- Bronze Elite + PCP Saver Plus with Adult Dental & Visionfrom $631/mo
- Bronze Simple Diabetesfrom $594/mo
- Bronze Simple Diabetes with Adult Dental & Visionfrom $609/mo
- Silver Classic Standardfrom $706/mo
- Silver Core Planfrom $699/mo
- Silver Simple Diabetesfrom $701/mo
Frequently asked questions about Bronze Simple
How much does Bronze Simple cost per month?
Bronze Simple from Oscar Health Plan, Inc. starts at $570 per month before any subsidy in South Carolina. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Bronze Simple?
The individual medical deductible is $9,150, and the family deductible is $18,300. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Bronze Simple?
The most you would pay in a year for covered in-network care is $12,000 for an individual and $24,000 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Bronze Simple HSA-eligible?
Yes. Bronze Simple is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does Bronze Simple use?
Bronze Simple is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
- The SLCSP benchmark
The Silver plan that sets your subsidy and Form 1095-A
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.