Engage by Medica Bronze HSA
Starting at
$501
/month before subsidy
Engage by Medica Bronze HSA is a 2026 Expanded_bronze EPO health insurance plan from Medica, sold on the ACA Marketplace in Wisconsin under plan ID 57845WI0050011. The monthly premium starts at $501 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $7,500 ($15,000 for a family), and the individual out-of-pocket maximum is $8,500 ($17,000 for a family). After the deductible, coinsurance is 20% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 57845WI0050011
- Plan year
- 2026
- State
- Wisconsin
- Metal level
- Expanded_bronze
- Plan type
- EPO
- HSA-eligible
- Yes
Individual Deductible
$7,500
Family: $15,000
Out-of-Pocket Max
$8,500
Family: $17,000
Coinsurance
20%
You pay after deductible
Network Type
EPO
WIN003
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$8,260
your estimated cost
- Deductible
- $7,500
- Copays
- $0
- Coinsurance
- $700
Managing type 2 diabetes
A year of routine care
$2,800
your estimated cost
- Deductible
- $2,300
- Copays
- $500
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,800
your estimated cost
- Deductible
- $2,800
- Copays
- $0
- Coinsurance
- $0
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Review the plan details above to determine if this plan fits your healthcare needs and budget.
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,209/month
Annual Premium
$6,012
OOP Maximum
$8,500
💡 What this means:
With a $7,500 deductible, you pay 100% of costs until you've spent that much. After that, you pay 20% (coinsurance) until you hit $8,500 total. Then insurance covers everything else for the year.
More plans from Medica in Wisconsin
- Engage by Medica Bronze Sharefrom $451/mo
- Engage by Medica Expanded Bronze Standardfrom $490/mo
- Essentia Choice Care with Medica Bronze HSAfrom $527/mo
- Essentia Choice Care with Medica Bronze Sharefrom $474/mo
- Essentia Choice Care with Medica Expanded Bronze Standardfrom $515/mo
- Medica Individual Choice Bronze HSAfrom $506/mo
- Medica Individual Choice Bronze Sharefrom $456/mo
- Medica Individual Choice Expanded Bronze Standardfrom $495/mo
Frequently asked questions about Engage by Medica Bronze HSA
How much does Engage by Medica Bronze HSA cost per month?
Engage by Medica Bronze HSA from Medica starts at $501 per month before any subsidy in Wisconsin. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Engage by Medica Bronze HSA?
The individual medical deductible is $7,500, and the family deductible is $15,000. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Engage by Medica Bronze HSA?
The most you would pay in a year for covered in-network care is $8,500 for an individual and $17,000 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Engage by Medica Bronze HSA HSA-eligible?
Yes. Engage by Medica Bronze HSA is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does Engage by Medica Bronze HSA use?
Engage by Medica Bronze HSA is a EPO plan. EPO plans cover in-network care only (except emergencies) and usually do not require referrals to see specialists.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.