MVP Premier Plus Silver 3 HDHP, Silver, NS, INN, NY Individual On Exchange HMO, Dep25, Acupuncture, HSA, Preferred Facilities, Preventive Rx, Telemedicine, Wellness
Starting at
$889
/month before subsidy
MVP Premier Plus Silver 3 HDHP, Silver, NS, INN, NY Individual On Exchange HMO, Dep25, Acupuncture, HSA, Preferred Facilities, Preventive Rx, Telemedicine, Wellness is a 2026 Silver HMO health insurance plan from Issuer 56184, sold on the ACA Marketplace in New York under plan ID 56184NY0200008. The monthly premium starts at $889 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $2,650, and the individual out-of-pocket maximum is $6,900 ($6,900 for a family). After the deductible, coinsurance is 0% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 56184NY0200008
- Plan year
- 2026
- State
- New York
- Metal level
- Silver
- Plan type
- HMO
- HSA-eligible
- Yes
Individual Deductible
$2,650
Family: $0
Out-of-Pocket Max
$6,900
Family: $6,900
Coinsurance
0%
You pay after deductible
Network Type
HMO
NYN001
Medical Services
Prescription Drugs
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This Silver HMO plan offers a balanced approach between monthly premiums and out-of-pocket costs, making it a popular choice for many families.
Consider this plan if you:
- Visit the doctor a few times per year
- Take regular prescription medications
- Want moderate protection against high medical bills
- May qualify for Cost-Sharing Reductions (CSR) to lower deductibles
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,464/month
Annual Premium
$10,668
OOP Maximum
$6,900
💡 What this means:
With a $2,650 deductible, you pay 100% of costs until you've spent that much. After that, you pay 0% (coinsurance) until you hit $6,900 total. Then insurance covers everything else for the year.
More plans from Issuer 56184 in New York
- MVP Secure, Catastrophic, ST, INN, NY Individual On Exchange HMO, Dep25, Telemedicine, Wellnessfrom $388/mo
- MVP Premier Bronze 1 HDHP Child Only, Child-Only, Expanded Bronze, ST, INN, NY Individual On Exchange HMO, HSA, Telemedicine, Wellness
- MVP Premier Bronze 1 HDHP, Expanded Bronze, ST, INN, NY Individual On Exchange HMO, Dep25, HSA, Telemedicine, Wellness from $674/mo
- MVP Premier Bronze 1 HDHP, Expanded Bronze, ST, INN, NY Individual On Exchange HMO, Dep29, HSA, Telemedicine, Wellness from $681/mo
- MVP Premier Bronze 2 Child-Only, Child-Only, Expanded Bronze, ST, INN, NY Individual On Exchange HMO, 3 PCP, Telemedicine, Wellness
- MVP Premier Bronze 2, Expanded Bronze, ST, INN, NY Individual On Exchange HMO, Dep25, 3 PCP, Telemedicine, Wellnessfrom $705/mo
- MVP Premier Bronze 2, Expanded Bronze, ST, INN, NY Individual On Exchange HMO, Dep29, 3 PCP, Telemedicine, Wellnessfrom $712/mo
- MVP Premier Plus Bronze 2, Expanded Bronze, NS, INN, NY Individual On Exchange HMO, Dep25, 3 PCP, Acupuncture, Preferred Facilities, Telemedicine, Wellnessfrom $671/mo
Frequently asked questions about MVP Premier Plus Silver 3 HDHP, Silver, NS, INN, NY Individual On Exchange HMO, Dep25, Acupuncture, HSA, Preferred Facilities, Preventive Rx, Telemedicine, Wellness
How much does MVP Premier Plus Silver 3 HDHP, Silver, NS, INN, NY Individual On Exchange HMO, Dep25, Acupuncture, HSA, Preferred Facilities, Preventive Rx, Telemedicine, Wellness cost per month?
MVP Premier Plus Silver 3 HDHP, Silver, NS, INN, NY Individual On Exchange HMO, Dep25, Acupuncture, HSA, Preferred Facilities, Preventive Rx, Telemedicine, Wellness from Issuer 56184 starts at $889 per month before any subsidy in New York. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for MVP Premier Plus Silver 3 HDHP, Silver, NS, INN, NY Individual On Exchange HMO, Dep25, Acupuncture, HSA, Preferred Facilities, Preventive Rx, Telemedicine, Wellness ?
The individual medical deductible is $2,650. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for MVP Premier Plus Silver 3 HDHP, Silver, NS, INN, NY Individual On Exchange HMO, Dep25, Acupuncture, HSA, Preferred Facilities, Preventive Rx, Telemedicine, Wellness ?
The most you would pay in a year for covered in-network care is $6,900 for an individual and $6,900 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is MVP Premier Plus Silver 3 HDHP, Silver, NS, INN, NY Individual On Exchange HMO, Dep25, Acupuncture, HSA, Preferred Facilities, Preventive Rx, Telemedicine, Wellness HSA-eligible?
Yes. MVP Premier Plus Silver 3 HDHP, Silver, NS, INN, NY Individual On Exchange HMO, Dep25, Acupuncture, HSA, Preferred Facilities, Preventive Rx, Telemedicine, Wellness is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does MVP Premier Plus Silver 3 HDHP, Silver, NS, INN, NY Individual On Exchange HMO, Dep25, Acupuncture, HSA, Preferred Facilities, Preventive Rx, Telemedicine, Wellness use?
MVP Premier Plus Silver 3 HDHP, Silver, NS, INN, NY Individual On Exchange HMO, Dep25, Acupuncture, HSA, Preferred Facilities, Preventive Rx, Telemedicine, Wellness is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.