Connect Bronze 5200 Indiv Med Deductible - Rx Copay
Starting at
$417
/month before subsidy
Connect Bronze 5200 Indiv Med Deductible - Rx Copay is a 2026 Expanded_bronze HMO health insurance plan from Issuer 53882, sold on the ACA Marketplace in Illinois under plan ID 53882IL0040002. The monthly premium starts at $417 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $5,200 ($5,200 for a family), and the individual out-of-pocket maximum is $10,150 ($10,150 for a family). After the deductible, coinsurance is 50% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 53882IL0040002
- Plan year
- 2026
- State
- Illinois
- Metal level
- Expanded_bronze
- Plan type
- HMO
- HSA-eligible
- Yes
Individual Deductible
$5,200
Family: $5,200
Out-of-Pocket Max
$10,150
Family: $10,150
Coinsurance
50%
You pay after deductible
Network Type
HMO
ILN001
Medical Services
Prescription Drugs
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Review the plan details above to determine if this plan fits your healthcare needs and budget.
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,263/month
Annual Premium
$5,004
OOP Maximum
$10,150
💡 What this means:
With a $5,200 deductible, you pay 100% of costs until you've spent that much. After that, you pay 50% (coinsurance) until you hit $10,150 total. Then insurance covers everything else for the year.
More plans from Issuer 53882 in Illinois
- Connect Bronze 2250 Indiv Med Deductiblefrom $460/mo
- Connect Bronze CMS Standardfrom $406/mo
- Connect Silver 3200 Indiv Med Deductible - Rx Copayfrom $636/mo
- Connect Silver 6500 Indiv Med Deductiblefrom $615/mo
- Connect Silver CMS Standardfrom $610/mo
- Connect Gold 1500 Indiv Med Deductiblefrom $495/mo
- Connect Gold 2250 Indiv Med Deductiblefrom $475/mo
- Connect Gold CMS Standard - Rx Copayfrom $487/mo
Frequently asked questions about Connect Bronze 5200 Indiv Med Deductible - Rx Copay
How much does Connect Bronze 5200 Indiv Med Deductible - Rx Copay cost per month?
Connect Bronze 5200 Indiv Med Deductible - Rx Copay from Issuer 53882 starts at $417 per month before any subsidy in Illinois. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Connect Bronze 5200 Indiv Med Deductible - Rx Copay?
The individual medical deductible is $5,200, and the family deductible is $5,200. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Connect Bronze 5200 Indiv Med Deductible - Rx Copay?
The most you would pay in a year for covered in-network care is $10,150 for an individual and $10,150 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Connect Bronze 5200 Indiv Med Deductible - Rx Copay HSA-eligible?
Yes. Connect Bronze 5200 Indiv Med Deductible - Rx Copay is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does Connect Bronze 5200 Indiv Med Deductible - Rx Copay use?
Connect Bronze 5200 Indiv Med Deductible - Rx Copay is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.