UHC Bronze Value ($0 Virtual Urgent Care, No Referrals)
Starting at
$584
/month before subsidy
UHC Bronze Value ($0 Virtual Urgent Care, No Referrals) is a 2026 Expanded_bronze EPO health insurance plan from Issuer 37777, sold on the ACA Marketplace in New Jersey under plan ID 37777NJ0100008. The monthly premium starts at $584 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $3,000 ($3,000 for a family), and the individual out-of-pocket maximum is $10,600 ($10,600 for a family). After the deductible, coinsurance is 50% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 37777NJ0100008
- Plan year
- 2026
- State
- New Jersey
- Metal level
- Expanded_bronze
- Plan type
- EPO
- HSA-eligible
- Yes
Individual Deductible
$3,000
Family: $3,000
Out-of-Pocket Max
$10,600
Family: $10,600
Coinsurance
50%
You pay after deductible
Network Type
EPO
NJN011
Medical Services
Prescription Drugs
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Review the plan details above to determine if this plan fits your healthcare needs and budget.
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,467/month
Annual Premium
$7,008
OOP Maximum
$10,600
💡 What this means:
With a $3,000 deductible, you pay 100% of costs until you've spent that much. After that, you pay 50% (coinsurance) until you hit $10,600 total. Then insurance covers everything else for the year.
More plans from Issuer 37777 in New Jersey
- UHC Bronze Value HSA (No Referrals)from $598/mo
- UHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals)from $669/mo
- UHC Silver Value ($0 Virtual Urgent Care, No Referrals)from $679/mo
- UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals)from $1187/mo
- UHC Gold Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals)from $1203/mo
Frequently asked questions about UHC Bronze Value ($0 Virtual Urgent Care, No Referrals)
How much does UHC Bronze Value ($0 Virtual Urgent Care, No Referrals) cost per month?
UHC Bronze Value ($0 Virtual Urgent Care, No Referrals) from Issuer 37777 starts at $584 per month before any subsidy in New Jersey. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for UHC Bronze Value ($0 Virtual Urgent Care, No Referrals)?
The individual medical deductible is $3,000, and the family deductible is $3,000. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for UHC Bronze Value ($0 Virtual Urgent Care, No Referrals)?
The most you would pay in a year for covered in-network care is $10,600 for an individual and $10,600 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is UHC Bronze Value ($0 Virtual Urgent Care, No Referrals) HSA-eligible?
Yes. UHC Bronze Value ($0 Virtual Urgent Care, No Referrals) is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does UHC Bronze Value ($0 Virtual Urgent Care, No Referrals) use?
UHC Bronze Value ($0 Virtual Urgent Care, No Referrals) is a EPO plan. EPO plans cover in-network care only (except emergencies) and usually do not require referrals to see specialists.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.