MyBlue Plus Silver Standard - Select Rx Copays
Starting at
$594
/month before subsidy
MyBlue Plus Silver Standard - Select Rx Copays is a 2026 Silver POS health insurance plan from Issuer 36096, sold on the ACA Marketplace in Illinois under plan ID 36096IL1380009. The monthly premium starts at $594 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $6,000 ($6,000 for a family), and the individual out-of-pocket maximum is $8,900 ($8,900 for a family). After the deductible, coinsurance is 40% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 36096IL1380009
- Plan year
- 2026
- State
- Illinois
- Metal level
- Silver
- Plan type
- POS
- HSA-eligible
- No
Individual Deductible
$6,000
Family: $6,000
Out-of-Pocket Max
$8,900
Family: $8,900
Coinsurance
40%
You pay after deductible
Network Type
POS
ILN003
Medical Services
Prescription Drugs
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This Silver POS plan offers a balanced approach between monthly premiums and out-of-pocket costs, making it a popular choice for many families.
Consider this plan if you:
- Visit the doctor a few times per year
- Take regular prescription medications
- Want moderate protection against high medical bills
- May qualify for Cost-Sharing Reductions (CSR) to lower deductibles
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,336/month
Annual Premium
$7,128
OOP Maximum
$8,900
💡 What this means:
With a $6,000 deductible, you pay 100% of costs until you've spent that much. After that, you pay 40% (coinsurance) until you hit $8,900 total. Then insurance covers everything else for the year.
More plans from Issuer 36096 in Illinois
- Blue Choice Preferred Security PPO 200from $687/mo
- Blue Choice Preferred Security PPO 200from $640/mo
- Blue Choice Preferred Security PPO 200from $620/mo
- Blue Choice Preferred Security PPO 200from $603/mo
- Blue Choice Preferred Security PPO 200from $680/mo
- Blue Choice Preferred Security PPO 200from $656/mo
- Blue Choice Preferred Security PPO 200from $657/mo
- Blue Choice Preferred Security PPO 200from $689/mo
Frequently asked questions about MyBlue Plus Silver Standard - Select Rx Copays
How much does MyBlue Plus Silver Standard - Select Rx Copays cost per month?
MyBlue Plus Silver Standard - Select Rx Copays from Issuer 36096 starts at $594 per month before any subsidy in Illinois. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for MyBlue Plus Silver Standard - Select Rx Copays?
The individual medical deductible is $6,000, and the family deductible is $6,000. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for MyBlue Plus Silver Standard - Select Rx Copays?
The most you would pay in a year for covered in-network care is $8,900 for an individual and $8,900 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is MyBlue Plus Silver Standard - Select Rx Copays HSA-eligible?
No. MyBlue Plus Silver Standard - Select Rx Copays is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does MyBlue Plus Silver Standard - Select Rx Copays use?
MyBlue Plus Silver Standard - Select Rx Copays is a POS plan. POS plans blend HMO and PPO features: you pick a primary care provider and can go out of network at a higher cost.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.