MyBlue Plus Gold 910
Starting at
$472
/month before subsidy
MyBlue Plus Gold 910 is a 2026 Gold POS health insurance plan from Issuer 36096, sold on the ACA Marketplace in Illinois under plan ID 36096IL1380004. The monthly premium starts at $472 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $250 ($250 for a family), and the individual out-of-pocket maximum is $7,000 ($7,000 for a family). After the deductible, coinsurance is 40% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 36096IL1380004
- Plan year
- 2026
- State
- Illinois
- Metal level
- Gold
- Plan type
- POS
- HSA-eligible
- No
Individual Deductible
$250
Family: $250
Out-of-Pocket Max
$7,000
Family: $7,000
Coinsurance
40%
You pay after deductible
Network Type
POS
ILN003
Medical Services
Prescription Drugs
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This Gold POS plan is designed for people who use healthcare frequently and want predictable costs when they visit the doctor.
Consider this plan if you:
- Have ongoing health conditions requiring regular care
- Take multiple prescription medications
- Prefer lower costs at the time of service
- Want peace of mind with comprehensive coverage
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,055/month
Annual Premium
$5,664
OOP Maximum
$7,000
💡 What this means:
With a $250 deductible, you pay 100% of costs until you've spent that much. After that, you pay 40% (coinsurance) until you hit $7,000 total. Then insurance covers everything else for the year.
More plans from Issuer 36096 in Illinois
- Blue Choice Preferred Security PPO 200from $687/mo
- Blue Choice Preferred Security PPO 200from $640/mo
- Blue Choice Preferred Security PPO 200from $620/mo
- Blue Choice Preferred Security PPO 200from $603/mo
- Blue Choice Preferred Security PPO 200from $680/mo
- Blue Choice Preferred Security PPO 200from $656/mo
- Blue Choice Preferred Security PPO 200from $657/mo
- Blue Choice Preferred Security PPO 200from $689/mo
Frequently asked questions about MyBlue Plus Gold 910
How much does MyBlue Plus Gold 910 cost per month?
MyBlue Plus Gold 910 from Issuer 36096 starts at $472 per month before any subsidy in Illinois. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for MyBlue Plus Gold 910?
The individual medical deductible is $250, and the family deductible is $250. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for MyBlue Plus Gold 910?
The most you would pay in a year for covered in-network care is $7,000 for an individual and $7,000 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is MyBlue Plus Gold 910 HSA-eligible?
No. MyBlue Plus Gold 910 is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does MyBlue Plus Gold 910 use?
MyBlue Plus Gold 910 is a POS plan. POS plans blend HMO and PPO features: you pick a primary care provider and can go out of network at a higher cost.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.