Blue Precision Bronze HMO Standard - Select Rx Copays
Starting at
$546
/month before subsidy
Blue Precision Bronze HMO Standard - Select Rx Copays is a 2026 Expanded_bronze HMO health insurance plan from Issuer 36096, sold on the ACA Marketplace in Illinois under plan ID 36096IL0810176. The monthly premium starts at $546 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $7,500 ($7,500 for a family), and the individual out-of-pocket maximum is $10,000 ($10,000 for a family). After the deductible, coinsurance is 50% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 36096IL0810176
- Plan year
- 2026
- State
- Illinois
- Metal level
- Expanded_bronze
- Plan type
- HMO
- HSA-eligible
- Yes
Individual Deductible
$7,500
Family: $7,500
Out-of-Pocket Max
$10,000
Family: $10,000
Coinsurance
50%
You pay after deductible
Network Type
HMO
ILN008
Medical Services
Prescription Drugs
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Review the plan details above to determine if this plan fits your healthcare needs and budget.
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,379/month
Annual Premium
$6,552
OOP Maximum
$10,000
💡 What this means:
With a $7,500 deductible, you pay 100% of costs until you've spent that much. After that, you pay 50% (coinsurance) until you hit $10,000 total. Then insurance covers everything else for the year.
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Frequently asked questions about Blue Precision Bronze HMO Standard - Select Rx Copays
How much does Blue Precision Bronze HMO Standard - Select Rx Copays cost per month?
Blue Precision Bronze HMO Standard - Select Rx Copays from Issuer 36096 starts at $546 per month before any subsidy in Illinois. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Blue Precision Bronze HMO Standard - Select Rx Copays?
The individual medical deductible is $7,500, and the family deductible is $7,500. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Blue Precision Bronze HMO Standard - Select Rx Copays?
The most you would pay in a year for covered in-network care is $10,000 for an individual and $10,000 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Blue Precision Bronze HMO Standard - Select Rx Copays HSA-eligible?
Yes. Blue Precision Bronze HMO Standard - Select Rx Copays is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does Blue Precision Bronze HMO Standard - Select Rx Copays use?
Blue Precision Bronze HMO Standard - Select Rx Copays is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.