BridgeSpan Standard Gold Plan
Starting at
$733
/month before subsidy
BridgeSpan Standard Gold Plan is a 2026 Gold HMO health insurance plan from BridgeSpan Health Company, sold on the ACA Marketplace in Utah under plan ID 34541UT0280005. The monthly premium starts at $733 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $2,000 ($4,000 for a family), and the individual out-of-pocket maximum is $8,200 ($16,400 for a family). After the deductible, coinsurance is 25% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 34541UT0280005
- Plan year
- 2026
- State
- Utah
- Metal level
- Gold
- Plan type
- HMO
- HSA-eligible
- No
Individual Deductible
$2,000
Family: $4,000
Out-of-Pocket Max
$8,200
Family: $16,400
Coinsurance
25%
You pay after deductible
Network Type
HMO
UTN001
Medical Services
Prescription Drugs
Having a baby
Normal delivery
$4,670
your estimated cost
- Deductible
- $2,000
- Copays
- $10
- Coinsurance
- $2,600
Managing type 2 diabetes
A year of routine care
$1,600
your estimated cost
- Deductible
- $900
- Copays
- $500
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,320
your estimated cost
- Deductible
- $2,000
- Copays
- $300
- Coinsurance
- $20
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This Gold HMO plan is designed for people who use healthcare frequently and want predictable costs when they visit the doctor.
Consider this plan if you:
- Have ongoing health conditions requiring regular care
- Take multiple prescription medications
- Prefer lower costs at the time of service
- Want peace of mind with comprehensive coverage
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,416/month
Annual Premium
$8,796
OOP Maximum
$8,200
💡 What this means:
With a $2,000 deductible, you pay 100% of costs until you've spent that much. After that, you pay 25% (coinsurance) until you hit $8,200 total. Then insurance covers everything else for the year.
More plans from BridgeSpan Health Company in Utah
Frequently asked questions about BridgeSpan Standard Gold Plan
How much does BridgeSpan Standard Gold Plan cost per month?
BridgeSpan Standard Gold Plan from BridgeSpan Health Company starts at $733 per month before any subsidy in Utah. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for BridgeSpan Standard Gold Plan?
The individual medical deductible is $2,000, and the family deductible is $4,000. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for BridgeSpan Standard Gold Plan?
The most you would pay in a year for covered in-network care is $8,200 for an individual and $16,400 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is BridgeSpan Standard Gold Plan HSA-eligible?
No. BridgeSpan Standard Gold Plan is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does BridgeSpan Standard Gold Plan use?
BridgeSpan Standard Gold Plan is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.