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CatastrophicPOSHSA Eligible

Blue Advantage Plus Security℠ - HSA

Blue Cross and Blue Shield of Texas

Starting at

$648

/month before subsidy

Key facts

Blue Advantage Plus Security℠ - HSA is a 2027 Catastrophic POS health insurance plan from Blue Cross and Blue Shield of Texas, sold on the ACA Marketplace in Texas under plan ID 33602TX0870321. The monthly premium starts at $648 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $12,000 ($24,000 for a family), and the individual out-of-pocket maximum is $12,000 ($24,000 for a family). After the deductible, coinsurance is 0% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.

Plan ID
33602TX0870321
Plan year
2027
State
Texas
Metal level
Catastrophic
Plan type
POS
HSA-eligible
Yes

Individual Deductible

$12,000

Family: $24,000

Out-of-Pocket Max

$12,000

Family: $24,000

Coinsurance

0%

You pay after deductible

Network Type

POS

TXN009

Cost Sharing
What you pay for common services (after deductible unless noted)

Medical Services

Primary Care Visit$20.00
Specialist VisitNo Charge after deductible
Urgent CareNo Charge after deductible
Emergency RoomNo Charge after deductible

Prescription Drugs

Generic DrugsNo Charge after deductible
Brand Name DrugsNo Charge after deductible
Specialty DrugsNo Charge after deductible
CMS Quality Rating
The federal government's star rating for this plan, based on clinical data and member surveys — the same rating shown on HealthCare.gov.
3.0overall
Medical care

How well doctors manage and coordinate care

Member experience
Not rated

Member-survey satisfaction with the plan

Plan administration

Customer service, billing, and access to information

What you'd typically pay
Standardized coverage examples from this plan's official Summary of Benefits & Coverage — your estimated out-of-pocket cost in three common situations (in-network).

Having a baby

Normal delivery

$12,060

your estimated cost

Deductible
$12,000
Copays
$0
Coinsurance
$0

Managing type 2 diabetes

A year of routine care

$5,280

your estimated cost

Deductible
$5,200
Copays
$60
Coinsurance
$0

A simple fracture

ER visit + follow-up

$2,800

your estimated cost

Deductible
$2,800
Copays
$0
Coinsurance
$0
Is your medication or doctor covered?
Check this plan against your prescriptions and providers, using live data from the federal Marketplace (CMS). Always confirm with the insurer before enrolling.
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Official Plan Documents
Published by Blue Cross and Blue Shield of Texas. These are the authoritative source for coverage details.
Summary of Benefits & Coverage (SBC)Standardized cost & coverage summaryPlan BrochureFull plan details from the insurerDrug FormularyCovered prescriptions & drug tiers
Who This Plan Is Best For

This Catastrophic POS plan is ideal for healthy individuals who want the lowest monthly premium and can handle higher out-of-pocket costs if they need care.

Consider this plan if you:

  • Rarely visit the doctor beyond annual checkups
  • Have savings to cover the $12,000 deductible if needed
  • Primarily need coverage for unexpected emergencies
  • Want to minimize monthly healthcare expenses

This summary is generated based on plan attributes for educational purposes only.

Worst-Case Monthly Cost
What you'd pay if you hit your out-of-pocket maximum

If you max out this year

$1,648/month

Annual Premium

$7,776

OOP Maximum

$12,000

💡 What this means:

With a $12,000 deductible, you pay 100% of costs until you've spent that much. After that, you pay 0% (coinsurance) until you hit $12,000 total. Then insurance covers everything else for the year.

More plans from Blue Cross and Blue Shield of Texas in Texas

View all Marketplace plans in Texas

Frequently asked questions about Blue Advantage Plus Security℠ - HSA

How much does Blue Advantage Plus Security℠ - HSA cost per month?

Blue Advantage Plus Security℠ - HSA from Blue Cross and Blue Shield of Texas starts at $648 per month before any subsidy in Texas. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.

What is the deductible for Blue Advantage Plus Security℠ - HSA?

The individual medical deductible is $12,000, and the family deductible is $24,000. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.

What is the out-of-pocket maximum for Blue Advantage Plus Security℠ - HSA?

The most you would pay in a year for covered in-network care is $12,000 for an individual and $24,000 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.

Is Blue Advantage Plus Security℠ - HSA HSA-eligible?

Yes. Blue Advantage Plus Security℠ - HSA is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.

What type of network does Blue Advantage Plus Security℠ - HSA use?

Blue Advantage Plus Security℠ - HSA is a POS plan. POS plans blend HMO and PPO features: you pick a primary care provider and can go out of network at a higher cost.

Understand what you'd actually pay

Enroll at HealthCare.govBrowse Texas plans

Important Notice

Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.