Blue Advantage Plus Silver℠ 605
Starting at
$875
/month before subsidy
Blue Advantage Plus Silver℠ 605 is a 2026 Silver POS health insurance plan from Blue Cross and Blue Shield of Texas, sold on the ACA Marketplace in Texas under plan ID 33602TX0870224. The monthly premium starts at $875 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $0, and the individual out-of-pocket maximum is $10,150 ($20,300 for a family). After the deductible, coinsurance is 50% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 33602TX0870224
- Plan year
- 2026
- State
- Texas
- Metal level
- Silver
- Plan type
- POS
- HSA-eligible
- No
Individual Deductible
$0
Family: $0
Out-of-Pocket Max
$10,150
Family: $20,300
Coinsurance
50%
You pay after deductible
Network Type
POS
TXN009
Medical Services
Prescription Drugs
Having a baby
Normal delivery
$7,060
your estimated cost
- Deductible
- $0
- Copays
- $1,600
- Coinsurance
- $5,400
Managing type 2 diabetes
A year of routine care
$1,920
your estimated cost
- Deductible
- $0
- Copays
- $1,500
- Coinsurance
- $400
A simple fracture
ER visit + follow-up
$1,700
your estimated cost
- Deductible
- $0
- Copays
- $700
- Coinsurance
- $1,000
Enter your ZIP code first to search nearby doctors.
This Silver POS plan offers a balanced approach between monthly premiums and out-of-pocket costs, making it a popular choice for many families.
Consider this plan if you:
- Visit the doctor a few times per year
- Take regular prescription medications
- Want moderate protection against high medical bills
- May qualify for Cost-Sharing Reductions (CSR) to lower deductibles
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,721/month
Annual Premium
$10,500
OOP Maximum
$10,150
💡 What this means:
With a $0 deductible, you pay 100% of costs until you've spent that much. After that, you pay 50% (coinsurance) until you hit $10,150 total. Then insurance covers everything else for the year.
More plans from Blue Cross and Blue Shield of Texas in Texas
- Blue Advantage Security HMO℠ 200from $588/mo
- Blue Advantage Security HMO℠ 200from $491/mo
- Blue Advantage Security HMO℠ 200from $630/mo
- Blue Advantage Security HMO℠ 200from $438/mo
- Blue Advantage Security HMO℠ 200from $434/mo
- Blue Advantage Security HMO℠ 200from $509/mo
- Blue Advantage Security HMO℠ 200from $546/mo
- Blue Advantage Security HMO℠ 200from $601/mo
Frequently asked questions about Blue Advantage Plus Silver℠ 605
How much does Blue Advantage Plus Silver℠ 605 cost per month?
Blue Advantage Plus Silver℠ 605 from Blue Cross and Blue Shield of Texas starts at $875 per month before any subsidy in Texas. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Blue Advantage Plus Silver℠ 605?
The individual medical deductible is $0. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Blue Advantage Plus Silver℠ 605?
The most you would pay in a year for covered in-network care is $10,150 for an individual and $20,300 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Blue Advantage Plus Silver℠ 605 HSA-eligible?
No. Blue Advantage Plus Silver℠ 605 is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does Blue Advantage Plus Silver℠ 605 use?
Blue Advantage Plus Silver℠ 605 is a POS plan. POS plans blend HMO and PPO features: you pick a primary care provider and can go out of network at a higher cost.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.