my Blue Access WV PPO Bronze 0 HSA
Starting at
$862
/month before subsidy
my Blue Access WV PPO Bronze 0 HSA is a 2027 Expanded_bronze PPO health insurance plan from Highmark Blue Cross Blue Shield West Virginia, sold on the ACA Marketplace in West Virginia under plan ID 31274WV0560011. The monthly premium starts at $862 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $0, and the individual out-of-pocket maximum is $11,700 ($23,400 for a family). After the deductible, coinsurance is 50% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 31274WV0560011
- Plan year
- 2027
- State
- West Virginia
- Metal level
- Expanded_bronze
- Plan type
- PPO
- HSA-eligible
- Yes
Individual Deductible
$0
Family: $0
Out-of-Pocket Max
$11,700
Family: $23,400
Coinsurance
50%
You pay after deductible
Network Type
PPO
WVN001
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$3,760
your estimated cost
- Deductible
- $0
- Copays
- $3,700
- Coinsurance
- $0
Managing type 2 diabetes
A year of routine care
$1,820
your estimated cost
- Deductible
- $0
- Copays
- $1,400
- Coinsurance
- $400
A simple fracture
ER visit + follow-up
$1,600
your estimated cost
- Deductible
- $0
- Copays
- $1,000
- Coinsurance
- $600
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Review the plan details above to determine if this plan fits your healthcare needs and budget.
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,837/month
Annual Premium
$10,344
OOP Maximum
$11,700
💡 What this means:
With a $0 deductible, you pay 100% of costs until you've spent that much. After that, you pay 50% (coinsurance) until you hit $11,700 total. Then insurance covers everything else for the year.
More plans from Highmark Blue Cross Blue Shield West Virginia in West Virginia
- my Blue Access WV Major Events PPO Catastrophic 12000 HSA - 3 Free PCP Visitsfrom $625/mo
- my Blue Access WV PPO Bronze 9500 HSAfrom $765/mo
- my Blue Access WV PPO Bronze 0 HSA + Adult Dental and Visionfrom $880/mo
- my Blue Access WV PPO Bronze 3800 HSAfrom $812/mo
- my Blue Access WV PPO Bronze 3800 HSA + Adult Dental and Visionfrom $830/mo
- my Blue Access WV PPO Standard Bronze 7500 HSAfrom $795/mo
- my Blue Access WV PPO Choice Silver 0from $1112/mo
- my Blue Access WV PPO Choice Silver 0 + Adult Dental and Visionfrom $1130/mo
Frequently asked questions about my Blue Access WV PPO Bronze 0 HSA
How much does my Blue Access WV PPO Bronze 0 HSA cost per month?
my Blue Access WV PPO Bronze 0 HSA from Highmark Blue Cross Blue Shield West Virginia starts at $862 per month before any subsidy in West Virginia. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for my Blue Access WV PPO Bronze 0 HSA?
The individual medical deductible is $0. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for my Blue Access WV PPO Bronze 0 HSA?
The most you would pay in a year for covered in-network care is $11,700 for an individual and $23,400 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is my Blue Access WV PPO Bronze 0 HSA HSA-eligible?
Yes. my Blue Access WV PPO Bronze 0 HSA is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does my Blue Access WV PPO Bronze 0 HSA use?
my Blue Access WV PPO Bronze 0 HSA is a PPO plan. PPO plans let you see specialists without a referral and use out-of-network providers (at higher cost), offering the most flexibility.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
- The SLCSP benchmark
The Silver plan that sets your subsidy and Form 1095-A
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.