Peak Bronze 7500
Starting at
$773
/month before subsidy
Peak Bronze 7500 is a 2027 Expanded_bronze EPO health insurance plan from Peak Health Insurance, sold on the ACA Marketplace in West Virginia under plan ID 30882WV0010001. The monthly premium starts at $773 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $7,500 ($15,000 for a family), and the individual out-of-pocket maximum is $12,000 ($24,000 for a family). After the deductible, coinsurance is 50% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 30882WV0010001
- Plan year
- 2027
- State
- West Virginia
- Metal level
- Expanded_bronze
- Plan type
- EPO
- HSA-eligible
- Yes
Individual Deductible
$7,500
Family: $15,000
Out-of-Pocket Max
$12,000
Family: $24,000
Coinsurance
50%
You pay after deductible
Network Type
EPO
WVN001
Medical Services
Prescription Drugs
Having a baby
Normal delivery
$10,070
your estimated cost
- Deductible
- $7,500
- Copays
- $10
- Coinsurance
- $2,500
Managing type 2 diabetes
A year of routine care
$1,920
your estimated cost
- Deductible
- $900
- Copays
- $1,000
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,600
your estimated cost
- Deductible
- $2,100
- Copays
- $500
- Coinsurance
- $0
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Review the plan details above to determine if this plan fits your healthcare needs and budget.
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,773/month
Annual Premium
$9,276
OOP Maximum
$12,000
💡 What this means:
With a $7,500 deductible, you pay 100% of costs until you've spent that much. After that, you pay 50% (coinsurance) until you hit $12,000 total. Then insurance covers everything else for the year.
More plans from Peak Health Insurance in West Virginia
Frequently asked questions about Peak Bronze 7500
How much does Peak Bronze 7500 cost per month?
Peak Bronze 7500 from Peak Health Insurance starts at $773 per month before any subsidy in West Virginia. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Peak Bronze 7500?
The individual medical deductible is $7,500, and the family deductible is $15,000. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Peak Bronze 7500?
The most you would pay in a year for covered in-network care is $12,000 for an individual and $24,000 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Peak Bronze 7500 HSA-eligible?
Yes. Peak Bronze 7500 is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does Peak Bronze 7500 use?
Peak Bronze 7500 is a EPO plan. EPO plans cover in-network care only (except emergencies) and usually do not require referrals to see specialists.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
- The SLCSP benchmark
The Silver plan that sets your subsidy and Form 1095-A
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.