Bronze Classic Standard
Starting at
$356
/month before subsidy
Bronze Classic Standard is a 2026 Expanded_bronze HMO health insurance plan from Oscar Health Insurance, sold on the ACA Marketplace in Ohio under plan ID 29341OH0100050. The monthly premium starts at $356 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $7,500 ($15,000 for a family), and the individual out-of-pocket maximum is $10,000 ($20,000 for a family). After the deductible, coinsurance is 50% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 29341OH0100050
- Plan year
- 2026
- State
- Ohio
- Metal level
- Expanded_bronze
- Plan type
- HMO
- HSA-eligible
- Yes
Individual Deductible
$7,500
Family: $15,000
Out-of-Pocket Max
$10,000
Family: $20,000
Coinsurance
50%
You pay after deductible
Network Type
HMO
OHN001
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Not rated
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$9,320
your estimated cost
- Deductible
- $7,500
- Copays
- $20
- Coinsurance
- $1,800
Managing type 2 diabetes
A year of routine care
$4,800
your estimated cost
- Deductible
- $4,300
- Copays
- $500
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,500
your estimated cost
- Deductible
- $2,200
- Copays
- $300
- Coinsurance
- $0
Enter your ZIP code first to search nearby doctors.
Review the plan details above to determine if this plan fits your healthcare needs and budget.
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,189/month
Annual Premium
$4,272
OOP Maximum
$10,000
💡 What this means:
With a $7,500 deductible, you pay 100% of costs until you've spent that much. After that, you pay 50% (coinsurance) until you hit $10,000 total. Then insurance covers everything else for the year.
More plans from Oscar Health Insurance in Ohio
- Bronze Classic 4700from $361/mo
- Bronze Elite + PCP Saver Plusfrom $386/mo
- Bronze Simple Breathe Easy with Enhanced COPD Benefitsfrom $365/mo
- Bronze Simple Chronic Care CKMfrom $368/mo
- Bronze Simple Diabetesfrom $363/mo
- Silver Classic Standardfrom $482/mo
- Silver Elite Saver Plusfrom $489/mo
- Silver Simple Breathe Easy with Enhanced COPD Benefitsfrom $484/mo
Frequently asked questions about Bronze Classic Standard
How much does Bronze Classic Standard cost per month?
Bronze Classic Standard from Oscar Health Insurance starts at $356 per month before any subsidy in Ohio. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Bronze Classic Standard?
The individual medical deductible is $7,500, and the family deductible is $15,000. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Bronze Classic Standard?
The most you would pay in a year for covered in-network care is $10,000 for an individual and $20,000 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Bronze Classic Standard HSA-eligible?
Yes. Bronze Classic Standard is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does Bronze Classic Standard use?
Bronze Classic Standard is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.