BlueChoice HMO Gold 1750 Virtual Connect Plus
Starting at
$452
/month before subsidy
BlueChoice HMO Gold 1750 Virtual Connect Plus is a 2026 Gold HMO health insurance plan from Issuer 28137, sold on the ACA Marketplace in Maryland under plan ID 28137MD0370003. The monthly premium starts at $452 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $1,750 ($1,750 for a family), and the individual out-of-pocket maximum is $7,800 ($7,800 for a family). After the deductible, coinsurance is 20% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 28137MD0370003
- Plan year
- 2026
- State
- Maryland
- Metal level
- Gold
- Plan type
- HMO
- HSA-eligible
- No
Individual Deductible
$1,750
Family: $1,750
Out-of-Pocket Max
$7,800
Family: $7,800
Coinsurance
20%
You pay after deductible
Network Type
HMO
MDN002
Medical Services
Prescription Drugs
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This Gold HMO plan is designed for people who use healthcare frequently and want predictable costs when they visit the doctor.
Consider this plan if you:
- Have ongoing health conditions requiring regular care
- Take multiple prescription medications
- Prefer lower costs at the time of service
- Want peace of mind with comprehensive coverage
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,102/month
Annual Premium
$5,424
OOP Maximum
$7,800
💡 What this means:
With a $1,750 deductible, you pay 100% of costs until you've spent that much. After that, you pay 20% (coinsurance) until you hit $7,800 total. Then insurance covers everything else for the year.
More plans from Issuer 28137 in Maryland
- BlueChoice HMO Young Adult 10600 Virtual Connect Plusfrom $189/mo
- BlueChoice HMO Bronze 6100 Virtual Connect Plusfrom $339/mo
- BlueChoice HMO HSA Bronze 6150 Virtual Connect Plusfrom $346/mo
- BlueChoice HMO Value Bronze 10150from $351/mo
- BlueChoice HMO HSA Silver 3400 VisionPlus Virtual Connect Plusfrom $490/mo
- BlueChoice HMO Referral Silver 2500 VisionPlus Virtual Connect Plusfrom $446/mo
- BlueChoice HMO Value Silver 4500 VisionPlusfrom $493/mo
- BlueChoice HMO Value Gold 1000from $483/mo
Frequently asked questions about BlueChoice HMO Gold 1750 Virtual Connect Plus
How much does BlueChoice HMO Gold 1750 Virtual Connect Plus cost per month?
BlueChoice HMO Gold 1750 Virtual Connect Plus from Issuer 28137 starts at $452 per month before any subsidy in Maryland. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for BlueChoice HMO Gold 1750 Virtual Connect Plus?
The individual medical deductible is $1,750, and the family deductible is $1,750. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for BlueChoice HMO Gold 1750 Virtual Connect Plus?
The most you would pay in a year for covered in-network care is $7,800 for an individual and $7,800 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is BlueChoice HMO Gold 1750 Virtual Connect Plus HSA-eligible?
No. BlueChoice HMO Gold 1750 Virtual Connect Plus is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does BlueChoice HMO Gold 1750 Virtual Connect Plus use?
BlueChoice HMO Gold 1750 Virtual Connect Plus is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.