Blue Reedy Gold 1
Starting at
$577
/month before subsidy
Blue Reedy Gold 1 is a 2026 Gold HMO health insurance plan from BlueCross BlueShield of South Carolina, sold on the ACA Marketplace in South Carolina under plan ID 26065SC0710001. The monthly premium starts at $577 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $250 ($500 for a family), and the individual out-of-pocket maximum is $8,900 ($17,800 for a family). After the deductible, coinsurance is 50% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 26065SC0710001
- Plan year
- 2026
- State
- South Carolina
- Metal level
- Gold
- Plan type
- HMO
- HSA-eligible
- No
Individual Deductible
$250
Family: $500
Out-of-Pocket Max
$8,900
Family: $17,800
Coinsurance
50%
You pay after deductible
Network Type
HMO
SCN004
Medical Services
Prescription Drugs
Having a baby
Normal delivery
$6,520
your estimated cost
- Deductible
- $250
- Copays
- $10
- Coinsurance
- $6,200
Managing type 2 diabetes
A year of routine care
$2,570
your estimated cost
- Deductible
- $250
- Copays
- $400
- Coinsurance
- $1,900
A simple fracture
ER visit + follow-up
$1,550
your estimated cost
- Deductible
- $250
- Copays
- $200
- Coinsurance
- $1,100
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This Gold HMO plan is designed for people who use healthcare frequently and want predictable costs when they visit the doctor.
Consider this plan if you:
- Have ongoing health conditions requiring regular care
- Take multiple prescription medications
- Prefer lower costs at the time of service
- Want peace of mind with comprehensive coverage
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,319/month
Annual Premium
$6,924
OOP Maximum
$8,900
💡 What this means:
With a $250 deductible, you pay 100% of costs until you've spent that much. After that, you pay 50% (coinsurance) until you hit $8,900 total. Then insurance covers everything else for the year.
More plans from BlueCross BlueShield of South Carolina in South Carolina
Frequently asked questions about Blue Reedy Gold 1
How much does Blue Reedy Gold 1 cost per month?
Blue Reedy Gold 1 from BlueCross BlueShield of South Carolina starts at $577 per month before any subsidy in South Carolina. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Blue Reedy Gold 1?
The individual medical deductible is $250, and the family deductible is $500. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Blue Reedy Gold 1?
The most you would pay in a year for covered in-network care is $8,900 for an individual and $17,800 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Blue Reedy Gold 1 HSA-eligible?
No. Blue Reedy Gold 1 is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does Blue Reedy Gold 1 use?
Blue Reedy Gold 1 is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.