Wellmark Bronze HDHP HMO HSA Qualified
Starting at
$358
/month before subsidy
Wellmark Bronze HDHP HMO HSA Qualified is a 2026 Expanded_bronze HMO health insurance plan from Wellmark Health Plan of Iowa, Inc., sold on the ACA Marketplace in Iowa under plan ID 25896IA0370002. The monthly premium starts at $358 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $8,300 ($16,600 for a family), and the individual out-of-pocket maximum is $8,300 ($16,600 for a family). After the deductible, coinsurance is 0% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 25896IA0370002
- Plan year
- 2026
- State
- Iowa
- Metal level
- Expanded_bronze
- Plan type
- HMO
- HSA-eligible
- Yes
Individual Deductible
$8,300
Family: $16,600
Out-of-Pocket Max
$8,300
Family: $16,600
Coinsurance
0%
You pay after deductible
Network Type
HMO
IAN001
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$8,360
your estimated cost
- Deductible
- $8,300
- Copays
- $0
- Coinsurance
- $0
Managing type 2 diabetes
A year of routine care
$5,420
your estimated cost
- Deductible
- $5,400
- Copays
- $0
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,800
your estimated cost
- Deductible
- $2,800
- Copays
- $0
- Coinsurance
- $0
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Review the plan details above to determine if this plan fits your healthcare needs and budget.
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,050/month
Annual Premium
$4,296
OOP Maximum
$8,300
💡 What this means:
With a $8,300 deductible, you pay 100% of costs until you've spent that much. After that, you pay 0% (coinsurance) until you hit $8,300 total. Then insurance covers everything else for the year.
More plans from Wellmark Health Plan of Iowa, Inc. in Iowa
- Wellmark Bronze Standard | UnityPoint Healthfrom $350/mo
- Wellmark Bronze Traditional HMOfrom $351/mo
- Wellmark Standard Bronze HMOfrom $376/mo
- Wellmark Silver Primary Care | UnityPoint Healthfrom $487/mo
- Wellmark Silver Traditional HMOfrom $525/mo
- Wellmark Standard Silver HMOfrom $533/mo
- Wellmark Gold Primary Care | UnityPoint Healthfrom $432/mo
- Wellmark Gold Traditional HMOfrom $481/mo
Frequently asked questions about Wellmark Bronze HDHP HMO HSA Qualified
How much does Wellmark Bronze HDHP HMO HSA Qualified cost per month?
Wellmark Bronze HDHP HMO HSA Qualified from Wellmark Health Plan of Iowa, Inc. starts at $358 per month before any subsidy in Iowa. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Wellmark Bronze HDHP HMO HSA Qualified?
The individual medical deductible is $8,300, and the family deductible is $16,600. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Wellmark Bronze HDHP HMO HSA Qualified?
The most you would pay in a year for covered in-network care is $8,300 for an individual and $16,600 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Wellmark Bronze HDHP HMO HSA Qualified HSA-eligible?
Yes. Wellmark Bronze HDHP HMO HSA Qualified is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does Wellmark Bronze HDHP HMO HSA Qualified use?
Wellmark Bronze HDHP HMO HSA Qualified is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.