Bronze Simple Breathe Easy with Enhanced COPD Benefits
Starting at
$556
/month before subsidy
Bronze Simple Breathe Easy with Enhanced COPD Benefits is a 2027 Expanded_bronze HMO health insurance plan from Oscar Health Maintenance Organization of Florida, sold on the ACA Marketplace in Florida under plan ID 21525FL0010027. The monthly premium starts at $556 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $9,000 ($18,000 for a family), and the individual out-of-pocket maximum is $12,000 ($24,000 for a family). After the deductible, coinsurance is 10% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 21525FL0010027
- Plan year
- 2027
- State
- Florida
- Metal level
- Expanded_bronze
- Plan type
- HMO
- HSA-eligible
- Yes
Individual Deductible
$9,000
Family: $18,000
Out-of-Pocket Max
$12,000
Family: $24,000
Coinsurance
10%
You pay after deductible
Network Type
HMO
FLN003
Medical Services
Prescription Drugs
Having a baby
Normal delivery
$9,470
your estimated cost
- Deductible
- $9,000
- Copays
- $10
- Coinsurance
- $400
Managing type 2 diabetes
A year of routine care
$5,320
your estimated cost
- Deductible
- $5,100
- Copays
- $200
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,810
your estimated cost
- Deductible
- $2,800
- Copays
- $10
- Coinsurance
- $0
Enter your ZIP code first to search nearby doctors.
Review the plan details above to determine if this plan fits your healthcare needs and budget.
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,556/month
Annual Premium
$6,672
OOP Maximum
$12,000
💡 What this means:
With a $9,000 deductible, you pay 100% of costs until you've spent that much. After that, you pay 10% (coinsurance) until you hit $12,000 total. Then insurance covers everything else for the year.
More plans from Oscar Health Maintenance Organization of Florida in Florida
- Bronze Classic 4700from $548/mo
- Bronze Classic 4700 | with AdventHealthfrom $535/mo
- Bronze Classic Standardfrom $583/mo
- Bronze Classic Standardfrom $548/mo
- Bronze Classic Standard | with AdventHealthfrom $535/mo
- Bronze Elite + PCP Saver Plusfrom $581/mo
- Bronze Elite + PCP Saver Plus | with AdventHealthfrom $567/mo
- Bronze Elite + PCP Saver Plus with Adult Dental & Visionfrom $599/mo
Frequently asked questions about Bronze Simple Breathe Easy with Enhanced COPD Benefits
How much does Bronze Simple Breathe Easy with Enhanced COPD Benefits cost per month?
Bronze Simple Breathe Easy with Enhanced COPD Benefits from Oscar Health Maintenance Organization of Florida starts at $556 per month before any subsidy in Florida. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Bronze Simple Breathe Easy with Enhanced COPD Benefits?
The individual medical deductible is $9,000, and the family deductible is $18,000. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Bronze Simple Breathe Easy with Enhanced COPD Benefits?
The most you would pay in a year for covered in-network care is $12,000 for an individual and $24,000 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Bronze Simple Breathe Easy with Enhanced COPD Benefits HSA-eligible?
Yes. Bronze Simple Breathe Easy with Enhanced COPD Benefits is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does Bronze Simple Breathe Easy with Enhanced COPD Benefits use?
Bronze Simple Breathe Easy with Enhanced COPD Benefits is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
- The SLCSP benchmark
The Silver plan that sets your subsidy and Form 1095-A
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.