HMSA Bronze PPO II HSA
Starting at
$511
/month before subsidy
HMSA Bronze PPO II HSA is a 2026 Expanded_bronze PPO health insurance plan from HMSA, sold on the ACA Marketplace in Hawaii under plan ID 18350HI0880035. The monthly premium starts at $511 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $7,100 ($14,200 for a family), and the individual out-of-pocket maximum is $7,100 ($14,200 for a family). After the deductible, coinsurance is 0% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 18350HI0880035
- Plan year
- 2026
- State
- Hawaii
- Metal level
- Expanded_bronze
- Plan type
- PPO
- HSA-eligible
- Yes
Individual Deductible
$7,100
Family: $14,200
Out-of-Pocket Max
$7,100
Family: $14,200
Coinsurance
0%
You pay after deductible
Network Type
PPO
HIN003
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$7,160
your estimated cost
- Deductible
- $7,100
- Copays
- $0
- Coinsurance
- $0
Managing type 2 diabetes
A year of routine care
$5,420
your estimated cost
- Deductible
- $5,400
- Copays
- $0
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,800
your estimated cost
- Deductible
- $2,800
- Copays
- $0
- Coinsurance
- $0
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Review the plan details above to determine if this plan fits your healthcare needs and budget.
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,103/month
Annual Premium
$6,132
OOP Maximum
$7,100
💡 What this means:
With a $7,100 deductible, you pay 100% of costs until you've spent that much. After that, you pay 0% (coinsurance) until you hit $7,100 total. Then insurance covers everything else for the year.
More plans from HMSA in Hawaii
Frequently asked questions about HMSA Bronze PPO II HSA
How much does HMSA Bronze PPO II HSA cost per month?
HMSA Bronze PPO II HSA from HMSA starts at $511 per month before any subsidy in Hawaii. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for HMSA Bronze PPO II HSA?
The individual medical deductible is $7,100, and the family deductible is $14,200. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for HMSA Bronze PPO II HSA?
The most you would pay in a year for covered in-network care is $7,100 for an individual and $14,200 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is HMSA Bronze PPO II HSA HSA-eligible?
Yes. HMSA Bronze PPO II HSA is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does HMSA Bronze PPO II HSA use?
HMSA Bronze PPO II HSA is a PPO plan. PPO plans let you see specialists without a referral and use out-of-network providers (at higher cost), offering the most flexibility.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.