BlueSolutions for HSA Direct 4100/8200 WPD
Starting at
$638
/month before subsidy
BlueSolutions for HSA Direct 4100/8200 WPD is a 2026 Silver PPO health insurance plan from Issuer 15287, sold on the ACA Marketplace in Rhode Island under plan ID 15287RI0020006. The monthly premium starts at $638 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $4,100 ($4,100 for a family), and the individual out-of-pocket maximum is $7,500 ($7,500 for a family). After the deductible, coinsurance is 20% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 15287RI0020006
- Plan year
- 2026
- State
- Rhode Island
- Metal level
- Silver
- Plan type
- PPO
- HSA-eligible
- Yes
Individual Deductible
$4,100
Family: $4,100
Out-of-Pocket Max
$7,500
Family: $7,500
Coinsurance
20%
You pay after deductible
Network Type
PPO
RIN001
Medical Services
Prescription Drugs
Enter your ZIP code first to search nearby doctors.
This Silver PPO plan offers a balanced approach between monthly premiums and out-of-pocket costs, making it a popular choice for many families.
Consider this plan if you:
- Visit the doctor a few times per year
- Take regular prescription medications
- Want moderate protection against high medical bills
- May qualify for Cost-Sharing Reductions (CSR) to lower deductibles
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,263/month
Annual Premium
$7,656
OOP Maximum
$7,500
💡 What this means:
With a $4,100 deductible, you pay 100% of costs until you've spent that much. After that, you pay 20% (coinsurance) until you hit $7,500 total. Then insurance covers everything else for the year.
More plans from Issuer 15287 in Rhode Island
- BlueCHiP Direct 7000/14000 WPDfrom $504/mo
- BlueSolutions for HSA Direct 6300/12600 WPD from $474/mo
- BlueSolutions for HSA Direct 6300/12600 WPDABfrom $474/mo
- BlueCHiP Direct 5000/10000 WPDfrom $642/mo
- BlueCHiP Direct Advance 4950/9900 WPDfrom $552/mo
- VantageBlue Direct Plan 6000/12000 WPDfrom $704/mo
- BasicBlue Direct 2500/5000 WPDAcufrom $732/mo
- BlueCHiP Direct 2300/4600 WPDAcufrom $680/mo
Frequently asked questions about BlueSolutions for HSA Direct 4100/8200 WPD
How much does BlueSolutions for HSA Direct 4100/8200 WPD cost per month?
BlueSolutions for HSA Direct 4100/8200 WPD from Issuer 15287 starts at $638 per month before any subsidy in Rhode Island. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for BlueSolutions for HSA Direct 4100/8200 WPD ?
The individual medical deductible is $4,100, and the family deductible is $4,100. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for BlueSolutions for HSA Direct 4100/8200 WPD ?
The most you would pay in a year for covered in-network care is $7,500 for an individual and $7,500 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is BlueSolutions for HSA Direct 4100/8200 WPD HSA-eligible?
Yes. BlueSolutions for HSA Direct 4100/8200 WPD is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does BlueSolutions for HSA Direct 4100/8200 WPD use?
BlueSolutions for HSA Direct 4100/8200 WPD is a PPO plan. PPO plans let you see specialists without a referral and use out-of-network providers (at higher cost), offering the most flexibility.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.