BronzeEPOHSA Eligible

BlueCross B17E $0 virtual care from Teladoc Health® + Adult Dental

BlueCross BlueShield of Tennessee

Starting at

$513

/month before subsidy

Key facts

BlueCross B17E $0 virtual care from Teladoc Health® + Adult Dental is a 2026 Bronze EPO health insurance plan from BlueCross BlueShield of Tennessee, sold on the ACA Marketplace in Tennessee under plan ID 14002TN0400314. The monthly premium starts at $513 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $10,600 ($21,200 for a family), and the individual out-of-pocket maximum is $10,600 ($21,200 for a family). After the deductible, coinsurance is 0% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.

Plan ID
14002TN0400314
Plan year
2026
State
Tennessee
Metal level
Bronze
Plan type
EPO
HSA-eligible
Yes

Individual Deductible

$10,600

Family: $21,200

Out-of-Pocket Max

$10,600

Family: $21,200

Coinsurance

0%

You pay after deductible

Network Type

EPO

TNN003

Cost Sharing
What you pay for common services (after deductible unless noted)

Medical Services

Primary Care VisitNo Charge after deductible
Specialist VisitNo Charge after deductible
Urgent CareNo Charge after deductible
Emergency Room$750.00 Copay with deductible

Prescription Drugs

Generic DrugsNo Charge after deductible
Brand Name DrugsNo Charge after deductible
Specialty DrugsNo Charge after deductible
CMS Quality Rating
The federal government's star rating for this plan, based on clinical data and member surveys — the same rating shown on HealthCare.gov.
4.0overall
Medical care

How well doctors manage and coordinate care

Member experience

Member-survey satisfaction with the plan

Plan administration

Customer service, billing, and access to information

What you'd typically pay
Standardized coverage examples from this plan's official Summary of Benefits & Coverage — your estimated out-of-pocket cost in three common situations (in-network).

Having a baby

Normal delivery

$10,600

your estimated cost

Deductible
$10,600
Copays
$0
Coinsurance
$0

Managing type 2 diabetes

A year of routine care

$5,600

your estimated cost

Deductible
$5,600
Copays
$0
Coinsurance
$0

A simple fracture

ER visit + follow-up

$2,800

your estimated cost

Deductible
$2,800
Copays
$0
Coinsurance
$0
Is your medication or doctor covered?
Check this plan against your prescriptions and providers, using live data from the federal Marketplace (CMS). Always confirm with the insurer before enrolling.
Check a medication
Check a doctor

Enter your ZIP code first to search nearby doctors.

Official Plan Documents
Published by BlueCross BlueShield of Tennessee. These are the authoritative source for coverage details.
Who This Plan Is Best For

This Bronze EPO plan is ideal for healthy individuals who want the lowest monthly premium and can handle higher out-of-pocket costs if they need care.

Consider this plan if you:

  • Rarely visit the doctor beyond annual checkups
  • Have savings to cover the $10,600 deductible if needed
  • Primarily need coverage for unexpected emergencies
  • Want to minimize monthly healthcare expenses

This summary is generated based on plan attributes for educational purposes only.

Worst-Case Monthly Cost
What you'd pay if you hit your out-of-pocket maximum

If you max out this year

$1,396/month

Annual Premium

$6,156

OOP Maximum

$10,600

💡 What this means:

With a $10,600 deductible, you pay 100% of costs until you've spent that much. After that, you pay 0% (coinsurance) until you hit $10,600 total. Then insurance covers everything else for the year.

More plans from BlueCross BlueShield of Tennessee in Tennessee

View all Marketplace plans in Tennessee

Frequently asked questions about BlueCross B17E $0 virtual care from Teladoc Health® + Adult Dental

How much does BlueCross B17E $0 virtual care from Teladoc Health® + Adult Dental cost per month?

BlueCross B17E $0 virtual care from Teladoc Health® + Adult Dental from BlueCross BlueShield of Tennessee starts at $513 per month before any subsidy in Tennessee. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.

What is the deductible for BlueCross B17E $0 virtual care from Teladoc Health® + Adult Dental?

The individual medical deductible is $10,600, and the family deductible is $21,200. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.

What is the out-of-pocket maximum for BlueCross B17E $0 virtual care from Teladoc Health® + Adult Dental?

The most you would pay in a year for covered in-network care is $10,600 for an individual and $21,200 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.

Is BlueCross B17E $0 virtual care from Teladoc Health® + Adult Dental HSA-eligible?

Yes. BlueCross B17E $0 virtual care from Teladoc Health® + Adult Dental is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.

What type of network does BlueCross B17E $0 virtual care from Teladoc Health® + Adult Dental use?

BlueCross B17E $0 virtual care from Teladoc Health® + Adult Dental is a EPO plan. EPO plans cover in-network care only (except emergencies) and usually do not require referrals to see specialists.

Understand what you'd actually pay

Important Notice

Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.