BCBSVT Vermont Select Gold CDHP Plan
Starting at
$1335
/month before subsidy
BCBSVT Vermont Select Gold CDHP Plan is a 2026 Gold EPO health insurance plan from Issuer 13627, sold on the ACA Marketplace in Vermont under plan ID 13627VT0390001. The monthly premium starts at $1,335 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $3,200 ($6,400 for a family), and the individual out-of-pocket maximum is $3,200 ($6,400 for a family). After the deductible, coinsurance is 0% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 13627VT0390001
- Plan year
- 2026
- State
- Vermont
- Metal level
- Gold
- Plan type
- EPO
- HSA-eligible
- Yes
Individual Deductible
$3,200
Family: $6,400
Out-of-Pocket Max
$3,200
Family: $6,400
Coinsurance
0%
You pay after deductible
Network Type
EPO
VTN001
Medical Services
Prescription Drugs
Enter your ZIP code first to search nearby doctors.
This Gold EPO plan is designed for people who use healthcare frequently and want predictable costs when they visit the doctor.
Consider this plan if you:
- Have ongoing health conditions requiring regular care
- Take multiple prescription medications
- Prefer lower costs at the time of service
- Want peace of mind with comprehensive coverage
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,602/month
Annual Premium
$16,020
OOP Maximum
$3,200
💡 What this means:
With a $3,200 deductible, you pay 100% of costs until you've spent that much. After that, you pay 0% (coinsurance) until you hit $3,200 total. Then insurance covers everything else for the year.
More plans from Issuer 13627 in Vermont
- BCBSVT Catastrophic Planfrom $421/mo
- BCBSVT Bronze CDHP Planfrom $988/mo
- BCBSVT Bronze Integrated Planfrom $987/mo
- BCBSVT Bronze Planfrom $933/mo
- BCBSVT Vermont Preferred Bronze Planfrom $951/mo
- BCBSVT Vermont Select Bronze CDHP Planfrom $945/mo
- BCBSVT Silver CDHP Planfrom $1596/mo
- BCBSVT Silver Planfrom $1532/mo
Frequently asked questions about BCBSVT Vermont Select Gold CDHP Plan
How much does BCBSVT Vermont Select Gold CDHP Plan cost per month?
BCBSVT Vermont Select Gold CDHP Plan from Issuer 13627 starts at $1,335 per month before any subsidy in Vermont. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for BCBSVT Vermont Select Gold CDHP Plan?
The individual medical deductible is $3,200, and the family deductible is $6,400. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for BCBSVT Vermont Select Gold CDHP Plan?
The most you would pay in a year for covered in-network care is $3,200 for an individual and $6,400 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is BCBSVT Vermont Select Gold CDHP Plan HSA-eligible?
Yes. BCBSVT Vermont Select Gold CDHP Plan is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does BCBSVT Vermont Select Gold CDHP Plan use?
BCBSVT Vermont Select Gold CDHP Plan is a EPO plan. EPO plans cover in-network care only (except emergencies) and usually do not require referrals to see specialists.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.