Buena Salud Plateado 4360 (Select)
Starting at
$603
/month before subsidy
Buena Salud Plateado 4360 (Select) is a 2026 Silver HMO health insurance plan from Issuer 11574, sold on the ACA Marketplace in Illinois under plan ID 11574IL0020057. The monthly premium starts at $603 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $4,360 ($4,360 for a family), and the individual out-of-pocket maximum is $9,700 ($9,700 for a family). After the deductible, coinsurance is 40% for covered in-network care. The plan is not HSA-eligible.
- Plan ID
- 11574IL0020057
- Plan year
- 2026
- State
- Illinois
- Metal level
- Silver
- Plan type
- HMO
- HSA-eligible
- No
Individual Deductible
$4,360
Family: $4,360
Out-of-Pocket Max
$9,700
Family: $9,700
Coinsurance
40%
You pay after deductible
Network Type
HMO
ILN002
Medical Services
Prescription Drugs
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This Silver HMO plan offers a balanced approach between monthly premiums and out-of-pocket costs, making it a popular choice for many families.
Consider this plan if you:
- Visit the doctor a few times per year
- Take regular prescription medications
- Want moderate protection against high medical bills
- May qualify for Cost-Sharing Reductions (CSR) to lower deductibles
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,411/month
Annual Premium
$7,236
OOP Maximum
$9,700
💡 What this means:
With a $4,360 deductible, you pay 100% of costs until you've spent that much. After that, you pay 40% (coinsurance) until you hit $9,700 total. Then insurance covers everything else for the year.
More plans from Issuer 11574 in Illinois
- Secure (Choice)from $315/mo
- Bronze Classic Standard (Choice)from $346/mo
- Bronze Classic Standard (Select)from $392/mo
- Bronze Elite + PCP Saver Plus Rx (Choice)from $373/mo
- Bronze Elite + PCP Saver Plus Rx (Select)from $422/mo
- Bronze Simple (Choice)from $329/mo
- Bronze Simple (Select)from $373/mo
- Silver Classic Standard (Choice)from $508/mo
Frequently asked questions about Buena Salud Plateado 4360 (Select)
How much does Buena Salud Plateado 4360 (Select) cost per month?
Buena Salud Plateado 4360 (Select) from Issuer 11574 starts at $603 per month before any subsidy in Illinois. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Buena Salud Plateado 4360 (Select)?
The individual medical deductible is $4,360, and the family deductible is $4,360. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Buena Salud Plateado 4360 (Select)?
The most you would pay in a year for covered in-network care is $9,700 for an individual and $9,700 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Buena Salud Plateado 4360 (Select) HSA-eligible?
No. Buena Salud Plateado 4360 (Select) is not classified as an HSA-eligible high-deductible health plan, so it cannot be paired with a Health Savings Account.
What type of network does Buena Salud Plateado 4360 (Select) use?
Buena Salud Plateado 4360 (Select) is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.