Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctors
Starting at
$714
/month before subsidy
Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctors is a 2027 Expanded_bronze HMO health insurance plan from Blue Cross and Blue Shield of NC, sold on the ACA Marketplace in North Carolina under plan ID 11512NC0430072. The monthly premium starts at $714 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $7,000 ($14,000 for a family), and the individual out-of-pocket maximum is $12,000 ($24,000 for a family). After the deductible, coinsurance is 50% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 11512NC0430072
- Plan year
- 2027
- State
- North Carolina
- Metal level
- Expanded_bronze
- Plan type
- HMO
- HSA-eligible
- Yes
Individual Deductible
$7,000
Family: $14,000
Out-of-Pocket Max
$12,000
Family: $24,000
Coinsurance
50%
You pay after deductible
Network Type
HMO
NCN016
Medical Services
Prescription Drugs
Having a baby
Normal delivery
$9,670
your estimated cost
- Deductible
- $7,000
- Copays
- $10
- Coinsurance
- $2,600
Managing type 2 diabetes
A year of routine care
$4,420
your estimated cost
- Deductible
- $4,000
- Copays
- $400
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,800
your estimated cost
- Deductible
- $2,300
- Copays
- $500
- Coinsurance
- $0
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Review the plan details above to determine if this plan fits your healthcare needs and budget.
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,714/month
Annual Premium
$8,568
OOP Maximum
$12,000
💡 What this means:
With a $7,000 deductible, you pay 100% of costs until you've spent that much. After that, you pay 50% (coinsurance) until you hit $12,000 total. Then insurance covers everything else for the year.
More plans from Blue Cross and Blue Shield of NC in North Carolina
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- Blue Advantage Bronze HSA Eligible Plus | Integrated | Nationwide Doctorsfrom $764/mo
- Blue Advantage Bronze Standard | $50 PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Nationwide Doctorsfrom $728/mo
- Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctorsfrom $688/mo
- Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctorsfrom $723/mo
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Frequently asked questions about Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctors
How much does Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctors cost per month?
Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctors from Blue Cross and Blue Shield of NC starts at $714 per month before any subsidy in North Carolina. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctors?
The individual medical deductible is $7,000, and the family deductible is $14,000. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctors?
The most you would pay in a year for covered in-network care is $12,000 for an individual and $24,000 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctors HSA-eligible?
Yes. Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctors is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctors use?
Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | HSA Eligible | Integrated | Statewide Doctors is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
- The SLCSP benchmark
The Silver plan that sets your subsidy and Form 1095-A
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.