Gold Health Insurance Plans in North Dakota (2026)
Gold plans carry higher premiums but lower deductibles and copays — good for predictable, frequent care. Compare 18 gold plans from 3 insurers in North Dakota, starting around $472/month before subsidy for a 40-year-old.
Gold plans in North Dakota
Premiums shown are starting prices for a 40-year-old before subsidy.
Blue Cross Blue Shield of North Dakota
- BlueCare Gold $10 PCP Copay ($5 Value Based Drug List)from $642/mo
- BlueDirect Gold 90 HSA Eligible ($2600 Deductible / $5 Preventive Drug List)from $632/mo
- BlueValue Gold $30 PCP Copay (Standardized plan)from $659/mo
- DakotaBlue Altru Gold ($5 Value Based Drug List)from $548/mo
- DakotaBlue Trinity Gold ($5 Value Based Drug List)from $548/mo
Medica
- Altru Prime by Medica Gold $0 Copay PCP Visitsfrom $641/mo
- Altru Prime by Medica Gold Sharefrom $655/mo
- Altru Prime by Medica Gold Standardfrom $671/mo
- Essentia Choice Care with Medica Gold $0 Copay PCP Visitsfrom $548/mo
- Essentia Choice Care with Medica Gold Sharefrom $560/mo
- Essentia Choice Care with Medica Gold Standardfrom $573/mo
- Medica Individual Choice Gold $0 Copay PCP Visitsfrom $845/mo
- Medica Individual Choice Gold Sharefrom $863/mo
- Medica Individual Choice Gold Standardfrom $739/mo
Other metal tiers in North Dakota
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