Gold Health Insurance Plans in North Carolina (2026)
Gold plans carry higher premiums but lower deductibles and copays — good for predictable, frequent care. Compare 49 gold plans from 6 insurers in North Carolina, starting around $558/month before subsidy for a 40-year-old.
Gold plans in North Carolina
Premiums shown are starting prices for a 40-year-old before subsidy.
Ambetter of North Carolina
- Complete Goldfrom $644/mo
- Complete Gold + Vision + Adult Dentalfrom $666/mo
- Complete Gold with Atrium Healthfrom $584/mo
- Complete Gold with Atrium Health + Vision + Adult Dentalfrom $603/mo
- Standard Goldfrom $616/mo
- Standard Gold + Vision + Adult Dentalfrom $637/mo
- Standard Gold with Atrium Healthfrom $558/mo
- Standard Gold with Atrium Health + Vision + Adult Dentalfrom $577/mo
AmeriHealth Caritas Next
Blue Cross and Blue Shield of NC
- Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctorsfrom $849/mo
- Blue Advantage Gold Standard A | Nationwide Doctorsfrom $857/mo
- Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctorsfrom $823/mo
- Blue Care Gold Standard A | Statewide Doctorsfrom $834/mo
- Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Cone Healthfrom $711/mo
- Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Novant Healthfrom $615/mo
- Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Novant Healthfrom $700/mo
- Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliancefrom $613/mo
- Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliancefrom $633/mo
- Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliancefrom $708/mo
- Blue Home Gold Standard A | with Cone Healthfrom $718/mo
- Blue Home Gold Standard A | with Novant Healthfrom $621/mo
- Blue Home Gold Standard A | with Novant Healthfrom $707/mo
- Blue Home Gold Standard A | with UNC Health Alliancefrom $619/mo
- Blue Home Gold Standard A | with UNC Health Alliancefrom $639/mo
- Blue Home Gold Standard A | with UNC Health Alliancefrom $715/mo
- Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Healthfrom $785/mo
- Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Healthfrom $658/mo
- Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Healthfrom $638/mo
- Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Healthfrom $708/mo
- Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Healthfrom $763/mo
- Blue Local Gold Standard A | with Atrium Healthfrom $793/mo
- Blue Local Gold Standard A | with Atrium Healthfrom $665/mo
- Blue Local Gold Standard A | with Atrium Healthfrom $645/mo
- Blue Local Gold Standard A | with Atrium Healthfrom $715/mo
- Blue Local Gold Standard A | with Atrium Healthfrom $771/mo
- Blue Value Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Limited Statewide Doctorsfrom $757/mo
- Blue Value Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Limited Statewide Doctorsfrom $729/mo
- Blue Value Gold Standard A | Limited Statewide Doctorsfrom $737/mo
- Blue Value Gold Standard A | Limited Statewide Doctorsfrom $765/mo
Cigna Healthcare
Oscar Health Plan of North Carolina, Inc
UnitedHealthcare
- UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals)from $850/mo
- UHC Gold Advantage + ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals)from $870/mo
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)from $826/mo
- UHC Gold Standard (No Referrals)from $830/mo
Other metal tiers in North Carolina
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