Gold Health Insurance Plans in North Carolina (2027)
Gold plans carry higher premiums but lower deductibles and copays — good for predictable, frequent care. Compare 69 gold plans from 5 insurers in North Carolina, starting around $622/month before subsidy for a 40-year-old.
Gold plans in North Carolina
Premiums shown are starting prices for a 40-year-old before subsidy.
Ambetter of North Carolina
- Complete Goldfrom $665/mo
- Complete Gold + Vision + Adult Dentalfrom $685/mo
- Complete Gold with Atrium Healthfrom $647/mo
- Complete Gold with Atrium Health + Vision + Adult Dentalfrom $667/mo
- Signature Goldfrom $631/mo
- Signature Gold + Vision + Adult Dentalfrom $650/mo
- Signature Gold with Atrium Healthfrom $622/mo
- Signature Gold with Atrium Health + Vision + Adult Dentalfrom $641/mo
AmeriHealth Caritas Next
- AmeriHealth Caritas Next Gold Copay Focus + $0 Deductible + Free PCP + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referralsfrom $687/mo
- AmeriHealth Caritas Next Gold Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referralsfrom $639/mo
- AmeriHealth Caritas Next Gold Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referralsfrom $669/mo
Blue Cross and Blue Shield of NC
- Blue Advantage Gold All Copay A | $30 PCP | $10 Tier 1 Rx | Nationwide Doctorsfrom $1011/mo
- Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctorsfrom $988/mo
- Blue Advantage Gold Standard A | $30 PCP | $15 Tier 1 Rx | Nationwide Doctorsfrom $996/mo
- Blue Care Gold All Copay A | $30 PCP | $10 Tier 1 Rx | Statewide Doctorsfrom $980/mo
- Blue Care Gold All Copay A | $30 PCP | $10 Tier 1 Rx | Statewide Doctorsfrom $1018/mo
- Blue Care Gold All Copay A | $30 PCP | $10 Tier 1 Rx | Statewide Doctorsfrom $1030/mo
- Blue Care Gold All Copay A | $30 PCP | $10 Tier 1 Rx | Statewide Doctorsfrom $1040/mo
- Blue Care Gold All Copay A | $30 PCP | $10 Tier 1 Rx | Statewide Doctorsfrom $1055/mo
- Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctorsfrom $958/mo
- Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctorsfrom $995/mo
- Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctorsfrom $1007/mo
- Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctorsfrom $1016/mo
- Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctorsfrom $1031/mo
- Blue Care Gold Standard A | $30 PCP | $15 Tier 1 Rx | Statewide Doctorsfrom $967/mo
- Blue Care Gold Standard A | $30 PCP | $15 Tier 1 Rx | Statewide Doctorsfrom $1004/mo
- Blue Care Gold Standard A | $30 PCP | $15 Tier 1 Rx | Statewide Doctorsfrom $1016/mo
- Blue Care Gold Standard A | $30 PCP | $15 Tier 1 Rx | Statewide Doctorsfrom $1026/mo
- Blue Care Gold Standard A | $30 PCP | $15 Tier 1 Rx | Statewide Doctorsfrom $1041/mo
- Blue Home Gold All Copay A | $30 PCP | $10 Tier 1 Rx | with UNC Health Alliancefrom $711/mo
- Blue Home Gold All Copay A | $30 PCP | $10 Tier 1 Rx | with UNC Health Alliancefrom $723/mo
- Blue Home Gold All Copay A | $30 PCP | $10 Tier 1 Rx | with UNC Health Alliancefrom $854/mo
- Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Cone Healthfrom $826/mo
- Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Novant Healthfrom $706/mo
- Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Novant Healthfrom $781/mo
- Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliancefrom $695/mo
- Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliancefrom $707/mo
- Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliancefrom $835/mo
- Blue Home Gold Standard A | $30 PCP | $15 Tier 1 Rx | with Cone Healthfrom $833/mo
- Blue Home Gold Standard A | $30 PCP | $15 Tier 1 Rx | with Novant Healthfrom $713/mo
- Blue Home Gold Standard A | $30 PCP | $15 Tier 1 Rx | with Novant Healthfrom $788/mo
- Blue Home Gold Standard A | $30 PCP | $15 Tier 1 Rx | with UNC Health Alliancefrom $701/mo
- Blue Home Gold Standard A | $30 PCP | $15 Tier 1 Rx | with UNC Health Alliancefrom $713/mo
- Blue Home Gold Standard A | $30 PCP | $15 Tier 1 Rx | with UNC Health Alliancefrom $843/mo
- Blue Local Gold All Copay A | $30 PCP | $10 Tier 1 Rx | with Atrium Healthfrom $819/mo
- Blue Local Gold All Copay A | $30 PCP | $10 Tier 1 Rx | with Atrium Healthfrom $944/mo
- Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Healthfrom $923/mo
- Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Healthfrom $766/mo
- Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Healthfrom $716/mo
- Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Healthfrom $801/mo
- Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Healthfrom $889/mo
- Blue Local Gold Standard A | $30 PCP | $15 Tier 1 Rx | with Atrium Healthfrom $931/mo
- Blue Local Gold Standard A | $30 PCP | $15 Tier 1 Rx | with Atrium Healthfrom $773/mo
- Blue Local Gold Standard A | $30 PCP | $15 Tier 1 Rx | with Atrium Healthfrom $722/mo
- Blue Local Gold Standard A | $30 PCP | $15 Tier 1 Rx | with Atrium Healthfrom $808/mo
- Blue Local Gold Standard A | $30 PCP | $15 Tier 1 Rx | with Atrium Healthfrom $897/mo
- Blue Value Gold All Copay A | $30 PCP | $10 Tier 1 Rx | Limited Statewide Doctorsfrom $878/mo
- Blue Value Gold All Copay A | $30 PCP | $10 Tier 1 Rx | Limited Statewide Doctorsfrom $872/mo
- Blue Value Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Limited Statewide Doctorsfrom $858/mo
- Blue Value Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Limited Statewide Doctorsfrom $851/mo
- Blue Value Gold Standard A | $30 PCP | $15 Tier 1 Rx | Limited Statewide Doctorsfrom $859/mo
- Blue Value Gold Standard A | $30 PCP | $15 Tier 1 Rx | Limited Statewide Doctorsfrom $865/mo
Oscar Health Plan of North Carolina, Inc
UnitedHealthcare
- UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, No Referrals)from $1035/mo
- UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals)from $1054/mo
- UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals)from $1035/mo
- UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals)from $1054/mo
- UHC Gold Standard ($0 Insulin, No Referrals)from $1014/mo
Other metal tiers in North Carolina
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