Catastrophic Health Insurance Plans in Michigan (2026)
Catastrophic plans offer low premiums with very high deductibles, available mainly to people under 30 or with a hardship exemption. Compare 4 catastrophic plans from 3 insurers in Michigan, starting around $351/month before subsidy for a 40-year-old.
Catastrophic plans in Michigan
Premiums shown are starting prices for a 40-year-old before subsidy.
Blue Care Network of Michigan
Blue Cross Blue Shield of Michigan Mutual Insurance Company
McLaren Health Plan Community
Other metal tiers in Michigan
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