Gold Health Insurance Plans in Louisiana (2026)
Gold plans carry higher premiums but lower deductibles and copays — good for predictable, frequent care. Compare 29 gold plans from 6 insurers in Louisiana, starting around $605/month before subsidy for a 40-year-old.
Gold plans in Louisiana
Premiums shown are starting prices for a 40-year-old before subsidy.
Ambetter from Louisiana Healthcare Connections
AmeriHealth Caritas Next
Blue Cross and Blue Shield of Louisiana
CHRISTUS Health Plan
HMO Louisiana
- Blue Connect Copay (PCP) 75/55 $2000 Standardized (H)from $683/mo
- Blue Connect Copay (PCP) 75/55 $2000 Standardized (L)from $742/mo
- Blue Connect Copay (PCP) 75/55 $2000 Standardized (N)from $683/mo
- Blue Connect Copay (PCP) 75/55 $2000 Standardized (S)from $616/mo
- Blue POS Copay (PCP) 75/55 $2000 Standardizedfrom $747/mo
- Blue POS Copay (PCP) 80/60 $1000 with 2 $0 PCP Virtual Visitsfrom $714/mo
- Community Blue Copay (PCP) 75/55 $2000 Standardizedfrom $664/mo
- Precision Blue Copay (PCP) 75/55 $2000 Standardized (BR)from $704/mo
- Precision Blue Copay (PCP) 75/55 $2000 Standardized (M)from $742/mo
- Signature Blue Copay (PCP) 75/55 $2000 Standardizedfrom $634/mo
UnitedHealthcare
- UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)from $791/mo
- UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals)from $809/mo
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)from $784/mo
- UHC Gold Standard (No Referrals)from $767/mo
Other metal tiers in Louisiana
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