Gold Health Insurance Plans in Iowa (2026)
Gold plans carry higher premiums but lower deductibles and copays — good for predictable, frequent care. Compare 36 gold plans from 6 insurers in Iowa, starting around $432/month before subsidy for a 40-year-old.
Gold plans in Iowa
Premiums shown are starting prices for a 40-year-old before subsidy.
Ambetter Health
Avera Health Plans
Medica
- Elevate by Medica Gold $0 Copay PCP Visitsfrom $680/mo
- Elevate by Medica Gold Sharefrom $700/mo
- Elevate by Medica Gold Standardfrom $721/mo
- Inspire by Medica Gold $0 Copay PCP Visitsfrom $543/mo
- Inspire by Medica Gold Sharefrom $559/mo
- Inspire by Medica Gold Standardfrom $576/mo
- Medica Insure Gold $0 Copay PCP Visitsfrom $704/mo
- Medica Insure Gold Sharefrom $725/mo
- Medica Insure Gold Standardfrom $747/mo
- Medica with CHI Health Gold $0 Copay PCP Visitsfrom $697/mo
- Medica with CHI Health Gold $0 Copay PCP Visits + Adult Eye Examfrom $701/mo
- Medica with CHI Health Gold Sharefrom $717/mo
- Medica with CHI Health Gold Share + Adult Eye Examfrom $722/mo
- Medica with CHI Health Gold Standardfrom $739/mo
- Medica with CHI Health Gold Standard + Adult Eye Examfrom $744/mo
Oscar Insurance Company
UnitedHealthcare
- UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals)from $610/mo
- UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals)from $627/mo
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)from $603/mo
- UHC Gold Standard (No Referrals)from $588/mo
Other metal tiers in Iowa
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