Gold Health Insurance Plans in Florida (2026)

Gold plans carry higher premiums but lower deductibles and copays — good for predictable, frequent care. Compare 97 gold plans from 15 insurers in Florida, starting around $545/month before subsidy for a 40-year-old.

Gold plans in Florida

Premiums shown are starting prices for a 40-year-old before subsidy.

Florida Blue HMO (a BlueCross BlueShield FL company)

Health First Commercial Plans, Inc.

Other metal tiers in Florida

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