Better Together HMO Bronze No Medical Ded/10600 MOOP HSA
Starting at
$479
/month before subsidy
Better Together HMO Bronze No Medical Ded/10600 MOOP HSA is a 2026 Expanded_bronze HMO health insurance plan from Group Health Cooperative-SCW, sold on the ACA Marketplace in Wisconsin under plan ID 94529WI0240083. The monthly premium starts at $479 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $0, and the individual out-of-pocket maximum is $10,600 ($21,200 for a family). After the deductible, coinsurance is 50% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 94529WI0240083
- Plan year
- 2026
- State
- Wisconsin
- Metal level
- Expanded_bronze
- Plan type
- HMO
- HSA-eligible
- Yes
Individual Deductible
$0
Family: $0
Out-of-Pocket Max
$10,600
Family: $21,200
Coinsurance
50%
You pay after deductible
Network Type
HMO
WIN002
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$4,520
your estimated cost
- Deductible
- $0
- Copays
- $240
- Coinsurance
- $4,230
Managing type 2 diabetes
A year of routine care
$2,380
your estimated cost
- Deductible
- $0
- Copays
- $1,740
- Coinsurance
- $620
A simple fracture
ER visit + follow-up
$2,880
your estimated cost
- Deductible
- $0
- Copays
- $2,350
- Coinsurance
- $520
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Review the plan details above to determine if this plan fits your healthcare needs and budget.
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,362/month
Annual Premium
$5,748
OOP Maximum
$10,600
💡 What this means:
With a $0 deductible, you pay 100% of costs until you've spent that much. After that, you pay 50% (coinsurance) until you hit $10,600 total. Then insurance covers everything else for the year.
More plans from Group Health Cooperative-SCW in Wisconsin
- Partners HMO Bronze 10600 Ded/10600 MOOP HSAfrom $500/mo
- Partners HMO Bronze 6000 Ded/10600 MOOP HSAfrom $474/mo
- Better Together HMO Bronze 6500 Ded/8750 MOOP HSAfrom $464/mo
- Better Together HMO Bronze 7500 Ded/10000 MOOP HSAfrom $438/mo
- Partners HMO Bronze 7500 Ded/10000 MOOP HSAfrom $504/mo
- Better Together HMO Silver 5500 Ded/8500 MOOP with Visionfrom $548/mo
- Better Together HMO Silver 5975 Ded/5975 MOOP HSAfrom $596/mo
- Better Together HMO Silver 6000 Ded/8900 MOOPfrom $543/mo
Frequently asked questions about Better Together HMO Bronze No Medical Ded/10600 MOOP HSA
How much does Better Together HMO Bronze No Medical Ded/10600 MOOP HSA cost per month?
Better Together HMO Bronze No Medical Ded/10600 MOOP HSA from Group Health Cooperative-SCW starts at $479 per month before any subsidy in Wisconsin. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Better Together HMO Bronze No Medical Ded/10600 MOOP HSA?
The individual medical deductible is $0. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Better Together HMO Bronze No Medical Ded/10600 MOOP HSA?
The most you would pay in a year for covered in-network care is $10,600 for an individual and $21,200 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Better Together HMO Bronze No Medical Ded/10600 MOOP HSA HSA-eligible?
Yes. Better Together HMO Bronze No Medical Ded/10600 MOOP HSA is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does Better Together HMO Bronze No Medical Ded/10600 MOOP HSA use?
Better Together HMO Bronze No Medical Ded/10600 MOOP HSA is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.