BSW Savers Bronze HMO H S A 009
Starting at
$362
/month before subsidy
BSW Savers Bronze HMO H S A 009 is a 2026 Expanded_bronze HMO health insurance plan from Baylor Scott and White Health Plan, sold on the ACA Marketplace in Texas under plan ID 40788TX0460009. The monthly premium starts at $362 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $5,300 ($10,600 for a family), and the individual out-of-pocket maximum is $10,600 ($21,200 for a family). After the deductible, coinsurance is 30% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 40788TX0460009
- Plan year
- 2026
- State
- Texas
- Metal level
- Expanded_bronze
- Plan type
- HMO
- HSA-eligible
- Yes
Individual Deductible
$5,300
Family: $10,600
Out-of-Pocket Max
$10,600
Family: $21,200
Coinsurance
30%
You pay after deductible
Network Type
HMO
TXN001
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Not rated
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$7,160
your estimated cost
- Deductible
- $5,300
- Copays
- $0
- Coinsurance
- $1,800
Managing type 2 diabetes
A year of routine care
$1,520
your estimated cost
- Deductible
- $500
- Copays
- $800
- Coinsurance
- $200
A simple fracture
ER visit + follow-up
$2,270
your estimated cost
- Deductible
- $1,800
- Copays
- $400
- Coinsurance
- $70
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Review the plan details above to determine if this plan fits your healthcare needs and budget.
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,245/month
Annual Premium
$4,344
OOP Maximum
$10,600
💡 What this means:
With a $5,300 deductible, you pay 100% of costs until you've spent that much. After that, you pay 30% (coinsurance) until you hit $10,600 total. Then insurance covers everything else for the year.
More plans from Baylor Scott and White Health Plan in Texas
- BSW Savers Bronze HMO H S A 006from $352/mo
- BSW Savers Bronze HMO H S A 007 (CMS Standardized Plan with $0 Pediatric PCP copay)from $358/mo
- BSW Prime Silver HMO 003 (CMS Standardized Plan with $0 Pediatric PCP copay)from $563/mo
- BSW Prime Silver HMO 008from $564/mo
- BSW Prime Silver HMO 005from $564/mo
- BSW Diabetes Care Gold HMO 014from $613/mo
- BSW Elite Gold HMO 001 (CMS Standardized Plan with $0 Pediatric PCP copay)from $470/mo
- BSW Elite Gold HMO 004from $470/mo
Frequently asked questions about BSW Savers Bronze HMO H S A 009
How much does BSW Savers Bronze HMO H S A 009 cost per month?
BSW Savers Bronze HMO H S A 009 from Baylor Scott and White Health Plan starts at $362 per month before any subsidy in Texas. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for BSW Savers Bronze HMO H S A 009?
The individual medical deductible is $5,300, and the family deductible is $10,600. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for BSW Savers Bronze HMO H S A 009?
The most you would pay in a year for covered in-network care is $10,600 for an individual and $21,200 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is BSW Savers Bronze HMO H S A 009 HSA-eligible?
Yes. BSW Savers Bronze HMO H S A 009 is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does BSW Savers Bronze HMO H S A 009 use?
BSW Savers Bronze HMO H S A 009 is a HMO plan. HMO plans generally require you to use in-network providers and to get a referral to see a specialist, in exchange for lower costs.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.