Blue KC Standard Bronze BlueSelect EPO
Starting at
$533
/month before subsidy
Blue KC Standard Bronze BlueSelect EPO is a 2026 Expanded_bronze EPO health insurance plan from Blue Cross and Blue Shield of Kansas City, sold on the ACA Marketplace in Missouri under plan ID 34762MO0590018. The monthly premium starts at $533 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $7,500 ($15,000 for a family), and the individual out-of-pocket maximum is $10,000 ($20,000 for a family). After the deductible, coinsurance is 50% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 34762MO0590018
- Plan year
- 2026
- State
- Missouri
- Metal level
- Expanded_bronze
- Plan type
- EPO
- HSA-eligible
- Yes
Individual Deductible
$7,500
Family: $15,000
Out-of-Pocket Max
$10,000
Family: $20,000
Coinsurance
50%
You pay after deductible
Network Type
EPO
MON002
Medical Services
Prescription Drugs
- Medical care
- Member experience
- Not rated
- Plan administration
How well doctors manage and coordinate care
Member-survey satisfaction with the plan
Customer service, billing, and access to information
Having a baby
Normal delivery
$8,860
your estimated cost
- Deductible
- $7,500
- Copays
- $100
- Coinsurance
- $1,200
Managing type 2 diabetes
A year of routine care
$4,200
your estimated cost
- Deductible
- $3,200
- Copays
- $1,000
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,500
your estimated cost
- Deductible
- $2,200
- Copays
- $300
- Coinsurance
- $0
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Review the plan details above to determine if this plan fits your healthcare needs and budget.
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,366/month
Annual Premium
$6,396
OOP Maximum
$10,000
💡 What this means:
With a $7,500 deductible, you pay 100% of costs until you've spent that much. After that, you pay 50% (coinsurance) until you hit $10,000 total. Then insurance covers everything else for the year.
More plans from Blue Cross and Blue Shield of Kansas City in Missouri
- Blue KC Catastrophic BlueSelect EPOfrom $485/mo
- Blue KC Choice Bronze 2 with Spira Care BlueSelect EPOfrom $491/mo
- Blue KC First Bronze Preferred-Care Blue EPOfrom $671/mo
- Blue KC Simply Blue Bronze with Spira Care Blue Metro EPOfrom $472/mo
- Blue KC Standard Bronze Preferred-Care Blue EPOfrom $676/mo
- Blue KC Choice Silver 1 with Spira Care BlueSelect EPOfrom $651/mo
- Blue KC Community Silver Preferred-Care Blue EPOfrom $872/mo
- Blue KC Simply Blue Silver with Spira Care Blue Metro EPOfrom $629/mo
Frequently asked questions about Blue KC Standard Bronze BlueSelect EPO
How much does Blue KC Standard Bronze BlueSelect EPO cost per month?
Blue KC Standard Bronze BlueSelect EPO from Blue Cross and Blue Shield of Kansas City starts at $533 per month before any subsidy in Missouri. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Blue KC Standard Bronze BlueSelect EPO?
The individual medical deductible is $7,500, and the family deductible is $15,000. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Blue KC Standard Bronze BlueSelect EPO?
The most you would pay in a year for covered in-network care is $10,000 for an individual and $20,000 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Blue KC Standard Bronze BlueSelect EPO HSA-eligible?
Yes. Blue KC Standard Bronze BlueSelect EPO is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does Blue KC Standard Bronze BlueSelect EPO use?
Blue KC Standard Bronze BlueSelect EPO is a EPO plan. EPO plans cover in-network care only (except emergencies) and usually do not require referrals to see specialists.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.