Blue Advantage Plus Bronze℠ 305
Starting at
$545
/month before subsidy
Blue Advantage Plus Bronze℠ 305 is a 2026 Bronze POS health insurance plan from Blue Cross and Blue Shield of Texas, sold on the ACA Marketplace in Texas under plan ID 33602TX0870069. The monthly premium starts at $545 before subsidies, based on a 40-year-old in the plan's lowest-cost rating area. The individual medical deductible is $7,300 ($14,600 for a family), and the individual out-of-pocket maximum is $10,600 ($21,200 for a family). After the deductible, coinsurance is 50% for covered in-network care. The plan is HSA-eligible, so it can be paired with a Health Savings Account.
- Plan ID
- 33602TX0870069
- Plan year
- 2026
- State
- Texas
- Metal level
- Bronze
- Plan type
- POS
- HSA-eligible
- Yes
Individual Deductible
$7,300
Family: $14,600
Out-of-Pocket Max
$10,600
Family: $21,200
Coinsurance
50%
You pay after deductible
Network Type
POS
TXN009
Medical Services
Prescription Drugs
Having a baby
Normal delivery
$10,560
your estimated cost
- Deductible
- $7,300
- Copays
- $1,000
- Coinsurance
- $2,200
Managing type 2 diabetes
A year of routine care
$2,620
your estimated cost
- Deductible
- $2,300
- Copays
- $300
- Coinsurance
- $0
A simple fracture
ER visit + follow-up
$2,800
your estimated cost
- Deductible
- $2,400
- Copays
- $400
- Coinsurance
- $0
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This Bronze POS plan is ideal for healthy individuals who want the lowest monthly premium and can handle higher out-of-pocket costs if they need care.
Consider this plan if you:
- Rarely visit the doctor beyond annual checkups
- Have savings to cover the $7,300 deductible if needed
- Primarily need coverage for unexpected emergencies
- Want to minimize monthly healthcare expenses
This summary is generated based on plan attributes for educational purposes only.
If you max out this year
$1,428/month
Annual Premium
$6,540
OOP Maximum
$10,600
💡 What this means:
With a $7,300 deductible, you pay 100% of costs until you've spent that much. After that, you pay 50% (coinsurance) until you hit $10,600 total. Then insurance covers everything else for the year.
More plans from Blue Cross and Blue Shield of Texas in Texas
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Frequently asked questions about Blue Advantage Plus Bronze℠ 305
How much does Blue Advantage Plus Bronze℠ 305 cost per month?
Blue Advantage Plus Bronze℠ 305 from Blue Cross and Blue Shield of Texas starts at $545 per month before any subsidy in Texas. Most Marketplace enrollees qualify for a premium tax credit that lowers what they actually pay — estimate your subsidy to see your net premium.
What is the deductible for Blue Advantage Plus Bronze℠ 305?
The individual medical deductible is $7,300, and the family deductible is $14,600. You pay for covered care out of pocket until you meet the deductible, after which the plan shares costs with you.
What is the out-of-pocket maximum for Blue Advantage Plus Bronze℠ 305?
The most you would pay in a year for covered in-network care is $10,600 for an individual and $21,200 for a family. Once you reach it, the plan pays 100% of covered services for the rest of the year.
Is Blue Advantage Plus Bronze℠ 305 HSA-eligible?
Yes. Blue Advantage Plus Bronze℠ 305 is a qualified high-deductible health plan, so you can pair it with a Health Savings Account (HSA) and pay for eligible medical expenses with pre-tax dollars.
What type of network does Blue Advantage Plus Bronze℠ 305 use?
Blue Advantage Plus Bronze℠ 305 is a POS plan. POS plans blend HMO and PPO features: you pick a primary care provider and can go out of network at a higher cost.
Understand what you'd actually pay
- 2026 Federal Poverty Level (FPL) chart
The income table behind subsidy and Medicaid eligibility
- How ACA subsidies work
Premium tax credits and who qualifies
- The 2026 subsidy cliff
Why income near 400% FPL matters again this year
Important Notice
Plan details and costs shown are estimates for educational purposes only. Actual costs, coverage, and availability may vary. Always verify plan details and enroll through official channels at HealthCare.gov or your state marketplace.